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Frequent Contributor
Posts: 388
Registered: ‎10-26-2009
0

MY CR's Will Have Nervous Breakdown

This month will see:

 

1.  Addition of $14K credit line

2.  Addition of $416K mortgage after third payment

3.  Payoff of signature loan 2 years early.

 

Think I need to wait 6 to 12 months for all the dust to settle.  Smiley Happy



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K
Frequent Contributor
Posts: 398
Registered: ‎04-02-2012
0

Re: MY CR's Will Have Nervous Breakdown

Congrats.


I'm feeling the same way about mine.

 

I got all my new lines in August and any time now, I'll have

 

AMEX Zync NPSL

AMEX BCE $1k

Discover It $10k

Chase Freedom $5k

GE Care Credit $2k

Wells Fargo Mortgage - $169k

 

all reporting.  Not sure how long it takes for mortgages to show up, but I'm assuming my 6 new lines of credit are going to report by the end of this month and do some serious damage.  This is why I'm in the garden for at least 6 months, maybe a year.

My Wallet:
Discover It $18,300 | Chase United $12,000 | AMEX BCE $7,200 | Chase Sapphire Preferred $7,000 | Chase Freedom $5,000 | Citi Simplicity $5,000 | Paypal Extras Platinum $5,000 | Citi Visa Signature $3,000 | Wells Fargo $1,000 | AMEX Zync NPSL
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Frequent Contributor
Posts: 388
Registered: ‎10-26-2009
0

Re: MY CR's Will Have Nervous Breakdown

My mortgage is with WF also.  Preapproved by NFCU and BB&T totally dropped the ball.  LO said she was sick, then her child sick, then on vacation!???

 

WF was great.  Slow out the gate, but responsive after that.

 

It doesn't effect my score, but this month my AMEX Delta Gold also went to Platinum and my NFCU cash rewards went to a Visa Signature account.  All-in-all a very busy credit month.



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K

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