This month will see:
1. Addition of $14K credit line
2. Addition of $416K mortgage after third payment
3. Payoff of signature loan 2 years early.
Think I need to wait 6 to 12 months for all the dust to settle.
I'm feeling the same way about mine.
I got all my new lines in August and any time now, I'll have
AMEX Zync NPSL
AMEX BCE $1k
Discover It $10k
Chase Freedom $5k
GE Care Credit $2k
Wells Fargo Mortgage - $169k
all reporting. Not sure how long it takes for mortgages to show up, but I'm assuming my 6 new lines of credit are going to report by the end of this month and do some serious damage. This is why I'm in the garden for at least 6 months, maybe a year.
My mortgage is with WF also. Preapproved by NFCU and BB&T totally dropped the ball. LO said she was sick, then her child sick, then on vacation!???
WF was great. Slow out the gate, but responsive after that.
It doesn't effect my score, but this month my AMEX Delta Gold also went to Platinum and my NFCU cash rewards went to a Visa Signature account. All-in-all a very busy credit month.