04-07-2013 09:46 PM
I hit the garden for 2 yrs.. is a WAL MART card :*( i've tried for 2 yrs and denied 5 times.
Discharged BK June 2012, first line of credit opened May 2012 before discharged OKAYED by trustee..
Cap one cash rewards 0/500
Navyfcu cash rewards 0/1000
Navyfcu secured nRewards 0/500
EQ - 628 TU - 624
I have been rotating all my cards, I accidently let them all report 0.. I usually keep a small balance on one.. I will let my Navyfcu cash rewards report 10 dollars on the 12th when statements cuts.
I need YOUR HELP MYFICO!!!
04-07-2013 09:54 PM
Why Walmart ???
04-07-2013 09:54 PM
How many INQ's on TU ?
Your close score wise
04-07-2013 09:56 PM
Only reason is I shop there alot, and because of the free TU score...
I just don't want to app and app and app.. I have a bunch from 2012 for a autoloan... I have 26 but only 5 this yr...
I think I may just forget about wally mart and move on... Stay in the garden... I bet by the end of the yr I can make it to 650
04-07-2013 10:05 PM
04-07-2013 10:12 PM
Well in CA they pull TU..But does in store really make a difference?
04-07-2013 10:21 PM
04-07-2013 10:41 PM
My Tu score was 520 or 519 when i got approved so I am thanking the credit rebuilding gods that I was approved for walmart. i guess like others said its a ymmv.
04-07-2013 10:42 PM
Above poster, that is crazy... Its the BK on my report killing it for me!
04-07-2013 11:21 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.