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MYFICO 800 CLUB

Established Contributor

MYFICO 800 CLUB

I just purchased my new fico score and it states 803. How acurate is the score? I have a 16k baddy auto loan that fall off 02/2013. So how is my score 803? Other then the 16k auto loan I have no other baddies. AAoA based on myfico is 4.4 yrs and CK 1.7 yrs.

 

Just confused really.

 

Oh and also I just got approved for 3 new cc within the last 5 days or so which wasnt on credit report yet. What type of effect will those 3 cc's have when they do hit my credit report?

Message 1 of 34
33 REPLIES
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Senior Contributor

Re: MYFICO 800 CLUB

You buy it here??? On myfico??
Must be right!! Congrats!!! Im totes jelly!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 34
Senior Contributor

Re: MYFICO 800 CLUB

You might drop 10-20 pts ime. No major damage, will rebound in prob 6 mos.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 34
Established Contributor

Re: MYFICO 800 CLUB

Yes I just purchased the score on myfico for $15.95 ( 10% off it said)

Message 4 of 34
Valued Contributor

Re: MYFICO 800 CLUB

CK AAoA is lower because they don't factor in closed account like the real fico.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 5 of 34
Established Contributor

Re: MYFICO 800 CLUB

Oh ok that explains that I see

Message 6 of 34
Established Contributor

Re: MYFICO 800 CLUB

I am happy at the same time

Message 7 of 34
Senior Contributor

Re: MYFICO 800 CLUB

Oh.. Then it's 100% real. Make sure it's a FICO, not a VantageScore
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 34
Established Contributor

Re: MYFICO 800 CLUB

Its fico. Correct me if Im wrong but I dont think you even get a vantage score through myfico

Message 9 of 34
Senior Contributor

Re: MYFICO 800 CLUB

I wasn't sure lol your score is just so hiiiighhhhh!!! I haven't bought any scores on here for a year or two lololll
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 34