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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

MYFICO 800 CLUB

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‎11-04-2012 05:14 PM - edited ‎11-04-2012 05:16 PM

I just purchased my new fico score and it states 803. How acurate is the score? I have a 16k baddy auto loan that fall off 02/2013. So how is my score 803? Other then the 16k auto loan I have no other baddies. AAoA based on myfico is 4.4 yrs and CK 1.7 yrs.

 

Just confused really.

 

Oh and also I just got approved for 3 new cc within the last 5 days or so which wasnt on credit report yet. What type of effect will those 3 cc's have when they do hit my credit report?

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youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Re: MYFICO 800 CLUB

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‎11-04-2012 05:16 PM

You buy it here??? On myfico??
Must be right!! Congrats!!! Im totes jelly!!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Re: MYFICO 800 CLUB

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‎11-04-2012 05:17 PM

You might drop 10-20 pts ime. No major damage, will rebound in prob 6 mos.
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: MYFICO 800 CLUB

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‎11-04-2012 05:22 PM

Yes I just purchased the score on myfico for $15.95 ( 10% off it said)

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Dustink
Posts: 2,385
Registered: ‎10-02-2012

Re: MYFICO 800 CLUB

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‎11-04-2012 05:22 PM

CK AAoA is lower because they don't factor in closed account like the real fico.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
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Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: MYFICO 800 CLUB

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‎11-04-2012 05:25 PM

Oh ok that explains that I see

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Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: MYFICO 800 CLUB

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‎11-04-2012 05:51 PM

I am happy at the same time

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youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Re: MYFICO 800 CLUB

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‎11-04-2012 05:53 PM

Oh.. Then it's 100% real. Make sure it's a FICO, not a VantageScore
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: MYFICO 800 CLUB

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‎11-04-2012 05:58 PM

Its fico. Correct me if Im wrong but I dont think you even get a vantage score through myfico

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youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Re: MYFICO 800 CLUB

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‎11-04-2012 06:10 PM

I wasn't sure lol your score is just so hiiiighhhhh!!! I haven't bought any scores on here for a year or two lololll
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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