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MYFICO 800 CLUB

Established Contributor

Re: MYFICO 800 CLUB

Oh ok. I get a free score from myfico on the 22nd of this month. I just really wanted to know my score before hand considering I just had 7 baddies fall off 11/01/12. Also buy purchasing my score now since the baddies fell off it will allow me to see what type of impact the new accts did when I get the free one on the 22nd

Message 11 of 34
Established Contributor

Re: MYFICO 800 CLUB

803

        View Report:         11/04/2012                

 

Past TransUnion Credit Scores

Report Date: 09/22/2012

View Until: 09/02/2013

Report Date: 08/21/2012

View Until: 09/02/2013

Message 12 of 34
Established Contributor

Re: MYFICO 800 CLUB

I just copy/paste it.  Sorry thats how it showed up

Message 13 of 34
Valued Contributor

Re: MYFICO 800 CLUB

You should pull your EQ score too and see what that is... myFICO uses the TU98 model which can be off by a bit when it comes to the TU04 that most lenders use or the TU08 that walmart gives.......I have seen that the EQ score from here is almost dead on any other lenders EQ scores...but as always YMMV

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Message 14 of 34
Established Contributor

Re: MYFICO 800 CLUB

I didnt purchse EQ because I dont know many lenders in my city that use EQ. I will be in the market to purchase a new SUV around the end of 2013 and 95% of the credit unions here that I have talked to pull TU. So TU is my main concern. I dont know my actual EQ score but I do know I only have one baddie with them and thats the 16k auto loan that falls off 02/2013. So I am going to assume EQ cant be to bad

Message 15 of 34
Regular Contributor

Re: MYFICO 800 CLUB

MyFico and EQ direct are always equal for me. The FreeCred... and EX scores vary from 5-10 points again for me.

 

When I apped for a new AMEX card FCS gave me 726 before apping. The approved AMEX letter gave me 721, and the FCS score after the HP was still 726.

 

 


    NPSL              $25k            $25k              $23k              $22k               $16k              $12k              $10k            $6.5k
Message 16 of 34
Established Contributor

Re: MYFICO 800 CLUB

Oh I just got approved for the amex green card but they pulled TU for me or atleast they are on my TU report. Maybe they pulled EQ too and when I get the card in the mail if they pulled EQ I will see that score then.

Message 17 of 34
Highlighted
Valued Contributor

Re: MYFICO 800 CLUB

Congrats on the Amex approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 18 of 34
Valued Contributor

Re: MYFICO 800 CLUB

You should check your free credit karma TU score

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 19 of 34
Established Contributor

Re: MYFICO 800 CLUB

Thx

Message 20 of 34