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Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0

Re: Macy's AMEX Upgrade - No HP!!

@empty pockets

 

I just got an upgrade myself. I called the CSR and it seems that I now have the regualr store card and an AMEX.

 

BUT, when i log on, I only see the AMEX and not the store card.

 

The CSR said my store card limit was $11K and my AMEX was $0

 

Did you experience that?

 

Have you gotten your AMEX card yet?

 

Here is what I see:

 

macys amex.jpg




Valued Contributor
Posts: 1,098
Registered: ‎02-03-2009
0

Re: Macy's AMEX Upgrade - No HP!!

My new card showed up today. Had to link it to my online account, which (interestingly enough) now shows 2 pics of the white amex, one listed as a store account and one listed as AMEX. The AMEX shows with 2 lines - apparently purchases in Macy's have a different due date and statement than those made outside of Macy's.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (11/2015): EQ My Fico: 793; TU MyFico: 781; EX (My Fico): 789
Member
Posts: 11
Registered: ‎12-05-2012
0

Re: Macy's AMEX Upgrade - No HP!!

Has anyone else gotten this to work? I sent a secure message and was told to call in and when I did they said it would be a HP. Smiley Sad

Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
0

Re: Macy's AMEX Upgrade - No HP!!

hmm tempting. (for january dont worry garden club)

 

is the year spend go calender year?  i know last year ive spent over 1k. 

also if you spend 1k the first year can you get the black? and if you dont they send you a white one? 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
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Amex Zync(Unicorn)
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Discover IT$7,400
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Frequent Contributor
Posts: 409
Registered: ‎02-27-2013
0

Re: Macy's AMEX Upgrade - No HP!!

so I was contemplating closing my Macy's AMEX card just because of all the horror stories I've heard, and the low limits they give

 

and I now see that they lowered by AMEX credit limit from 5000 to $500

 

let me just give them the ax and that'll raise my average age of accounts slightly higher

Senior Contributor
Posts: 11,485
Registered: ‎10-21-2012
0

Re: Macy's AMEX Upgrade - No HP!!


creditnocash wrote:

hmm tempting. (for january dont worry garden club)

 

is the year spend go calender year?  i know last year ive spent over 1k. 

also if you spend 1k the first year can you get the black? and if you dont they send you a white one? 


Minimum (Macy's) spend to qualify for the Preferred (black) level is $1K - less returns and excludes purchases made outside of Macy's if you have the AMEX version.  Thereafter, per calendar year (Jan1-Dec31), minimum annual spend of $1K to maintain the Prefered level.

Senior Contributor
Posts: 11,485
Registered: ‎10-21-2012
0

Re: Macy's AMEX Upgrade - No HP!!


gen-specific wrote:

so I was contemplating closing my Macy's AMEX card just because of all the horror stories I've heard, and the low limits they give

 

and I now see that they lowered by AMEX credit limit from 5000 to $500

 

let me just give them the ax and that'll raise my average age of accounts slightly higher


Sorry to hear about the CLD... wonder why they axed the CL on your AMEX.  Do you use it frequently or has anything changed recently on your CR profile?

Senior Contributor
Posts: 3,862
Registered: ‎01-10-2008
0

Re: Macy's AMEX Upgrade - No HP!!


ernieadiaz wrote:

Has anyone else gotten this to work? I sent a secure message and was told to call in and when I did they said it would be a HP. Smiley Sad


Yes

 

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
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Senior Contributor
Posts: 3,862
Registered: ‎01-10-2008
0

Re: Macy's AMEX Upgrade - No HP!!


gen-specific wrote:

so I was contemplating closing my Macy's AMEX card just because of all the horror stories I've heard, and the low limits they give

 

and I now see that they lowered by AMEX credit limit from 5000 to $500

 

let me just give them the ax and that'll raise my average age of accounts slightly higher


Won't really make a difference, since the TL remains on cbr up to 10 years after closure.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Frequent Contributor
Posts: 409
Registered: ‎02-27-2013
0

Re: Macy's AMEX Upgrade - No HP!!

I don't use it frequently, and I have a real AMEX card with a 30k limit

 

so fake Macy's AMEX risk department probably got spooked by how much credit I have, and how little they like to extend for any duration.

 

Macy's card is not worth the time. And seriously, what is a 20% discount on some clothes at Macy's prices when you have 30k limits. 

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