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Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: Macy's AMEX Upgrade - No HP!!

@empty pockets

 

I just got an upgrade myself. I called the CSR and it seems that I now have the regualr store card and an AMEX.

 

BUT, when i log on, I only see the AMEX and not the store card.

 

The CSR said my store card limit was $11K and my AMEX was $0

 

Did you experience that?

 

Have you gotten your AMEX card yet?

 

Here is what I see:

 

macys amex.jpg




Established Contributor
emptypockets
Posts: 973
Registered: ‎02-03-2009
0

Re: Macy's AMEX Upgrade - No HP!!

My new card showed up today. Had to link it to my online account, which (interestingly enough) now shows 2 pics of the white amex, one listed as a store account and one listed as AMEX. The AMEX shows with 2 lines - apparently purchases in Macy's have a different due date and statement than those made outside of Macy's.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (8/7/2014): 816; EX (6/14): 775
New Member
ernieadiaz
Posts: 10
Registered: ‎12-05-2012
0

Re: Macy's AMEX Upgrade - No HP!!

Has anyone else gotten this to work? I sent a secure message and was told to call in and when I did they said it would be a HP. :smileysad:

Valued Contributor
creditnocash
Posts: 2,223
Registered: ‎07-23-2012
0

Re: Macy's AMEX Upgrade - No HP!!

hmm tempting. (for january dont worry garden club)

 

is the year spend go calender year?  i know last year ive spent over 1k. 

also if you spend 1k the first year can you get the black? and if you dont they send you a white one? 

Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 2 TU 0 EX 0 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Frequent Contributor
gen-specific
Posts: 288
Registered: ‎02-27-2013
0

Re: Macy's AMEX Upgrade - No HP!!

so I was contemplating closing my Macy's AMEX card just because of all the horror stories I've heard, and the low limits they give

 

and I now see that they lowered by AMEX credit limit from 5000 to $500

 

let me just give them the ax and that'll raise my average age of accounts slightly higher

Citi Thank You Premier 60k, AMEX Blue 30k, Chase Sapphire Preferred 30k, BoA VISA Rewards 30k, Wells Fargo 30k, Barclays Arrival+ 20k, Citibank Custom Credit Line 12k, Macys/AMEX 2.5k/500

EFX 711, EXP 713, TU 713 - AVG 701 GOOD - May 2014
EFX ???, EXP ???, TU 764 - AVG 764 GOOD - Aug 2014
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012
0

Re: Macy's AMEX Upgrade - No HP!!


creditnocash wrote:

hmm tempting. (for january dont worry garden club)

 

is the year spend go calender year?  i know last year ive spent over 1k. 

also if you spend 1k the first year can you get the black? and if you dont they send you a white one? 


Minimum (Macy's) spend to qualify for the Preferred (black) level is $1K - less returns and excludes purchases made outside of Macy's if you have the AMEX version.  Thereafter, per calendar year (Jan1-Dec31), minimum annual spend of $1K to maintain the Prefered level.

Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012
0

Re: Macy's AMEX Upgrade - No HP!!


gen-specific wrote:

so I was contemplating closing my Macy's AMEX card just because of all the horror stories I've heard, and the low limits they give

 

and I now see that they lowered by AMEX credit limit from 5000 to $500

 

let me just give them the ax and that'll raise my average age of accounts slightly higher


Sorry to hear about the CLD... wonder why they axed the CL on your AMEX.  Do you use it frequently or has anything changed recently on your CR profile?

Senior Contributor
score_building
Posts: 3,525
Registered: ‎01-10-2008
0

Re: Macy's AMEX Upgrade - No HP!!


ernieadiaz wrote:

Has anyone else gotten this to work? I sent a secure message and was told to call in and when I did they said it would be a HP. :smileysad:


Yes

 

 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Senior Contributor
score_building
Posts: 3,525
Registered: ‎01-10-2008
0

Re: Macy's AMEX Upgrade - No HP!!


gen-specific wrote:

so I was contemplating closing my Macy's AMEX card just because of all the horror stories I've heard, and the low limits they give

 

and I now see that they lowered by AMEX credit limit from 5000 to $500

 

let me just give them the ax and that'll raise my average age of accounts slightly higher


Won't really make a difference, since the TL remains on cbr up to 10 years after closure.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Frequent Contributor
gen-specific
Posts: 288
Registered: ‎02-27-2013
0

Re: Macy's AMEX Upgrade - No HP!!

I don't use it frequently, and I have a real AMEX card with a 30k limit

 

so fake Macy's AMEX risk department probably got spooked by how much credit I have, and how little they like to extend for any duration.

 

Macy's card is not worth the time. And seriously, what is a 20% discount on some clothes at Macy's prices when you have 30k limits. 

Citi Thank You Premier 60k, AMEX Blue 30k, Chase Sapphire Preferred 30k, BoA VISA Rewards 30k, Wells Fargo 30k, Barclays Arrival+ 20k, Citibank Custom Credit Line 12k, Macys/AMEX 2.5k/500

EFX 711, EXP 713, TU 713 - AVG 701 GOOD - May 2014
EFX ???, EXP ???, TU 764 - AVG 764 GOOD - Aug 2014

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