11-01-2010 06:41 PM
Can you get Macy's to report an AU account? I just called them and the CSR said that they don't report AU accounts. He said I will have to be a joint user (JU) for that. I asked him if it would involve an inquiry on the JU's report and he said no. I asked him if the JU account would report with the original account opening date and he gave a vague answer that that might not be the case.
How can I get a Macy's AU/JU account added to my CR without a new inquiry and with the original age?
11-01-2010 08:16 PM
The Macy's AmEx does report AU's. Don't know about the store-only version.
11-02-2010 03:12 PM
The card I am AU on is an Amex, but the CSR said they don't report AU accounts. Guess I'll just try my luck getting another CSR who thinks otherwise.
Hmmm. OK, i wasn't precise --I know that the Macy's Visa reported AU's, but maybe now the AmEx doesn't. Or something.
If that's what has happened, I apologize for misleading anyone!
11-02-2010 03:32 PM
One CSR I talked to said AU accounts get reported sometimes, but Macy's doesn't do it and that she didn't know of a way I could influence it to happen in my case. She said something like sometimes the CBs dig deep and pull this info and report it. But Macy's only reports JUs and that involves an inquiry to set up.
Wonder how can AU reporting be such a non-deterministic process? Maybe they stopped doing it for the Amexes as you say.
04-25-2011 08:23 AM
Macys AU didnt report before, but when I checked my CR my DH Macys is now reporting on my CR.
04-25-2011 02:31 PM
I added hubby on my Macy's Store card a few months back as an AU. The account reports on his reports.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.