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Mega Contributor
Creditaddict
Posts: 18,984
Registered: ‎10-23-2007

Macy's American Express CLI APPROVED

Looks like I'm back in good graces with Macy's... CLI Approved from $500 to $2000.  She said call back in 3 months and they could probably go much higher!

Got the Card back in 08 and quickly went from 2k-12k in a years time... then had some financial issues and went on payment plan and card was closed... about 4 months into payment plan got some money that allowed me to just pay it completely off and asked to have it re-opened and they did that with the $500 limit I'm thinking 4 months ago.

Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: Macy's American Express CLI APPROVED

Congrats!

 

How goes the snowball?

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Mega Contributor
Creditaddict
Posts: 18,984
Registered: ‎10-23-2007

Re: Macy's American Express CLI APPROVED


haulingthescoreup wrote:

Congrats!

 

How goes the snowball?


Snowball getting closer to melting completely away!! Thanks for asking

Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: Macy's American Express CLI APPROVED

Ahh, great news.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
kjm79
Posts: 1,008
Registered: ‎01-22-2008

Re: Macy's American Express CLI APPROVED

Do you know if you can PC from the Macy's store card to the Macy AmEx by any chance?


Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
Take the FICO Fitness Challenge
Mega Contributor
Creditaddict
Posts: 18,984
Registered: ‎10-23-2007

Re: Macy's American Express CLI APPROVED


kjm79 wrote:

Do you know if you can PC from the Macy's store card to the Macy AmEx by any chance?


Macy's Amex is a whole tradeline of it's own.  you can request for your account to have this but it will be a hard credit pull and it can take 30-60 days to find out if approved... took me 90 days actually, had to keep resubmitting because some how requests get lost a lot.

You would have a credit line on Macys Amex and it does report to credit vs the store card now no longer reports CL.

Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Established Contributor
kjm79
Posts: 1,008
Registered: ‎01-22-2008

Re: Macy's American Express CLI APPROVED

Hmmm... Ok thanks for that information.  I don't hardly use the regular card anymore because of how they've changed how they report and the whole might/might not approve you issue at the register. 

 

Do you happen to remember where they pull from?


Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
Take the FICO Fitness Challenge
Mega Contributor
Creditaddict
Posts: 18,984
Registered: ‎10-23-2007

Re: Macy's American Express CLI APPROVED


kjm79 wrote:

Hmmm... Ok thanks for that information.  I don't hardly use the regular card anymore because of how they've changed how they report and the whole might/might not approve you issue at the register. 

 

Do you happen to remember where they pull from?


EX

Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Established Contributor
kjm79
Posts: 1,008
Registered: ‎01-22-2008

Re: Macy's American Express CLI APPROVED

Thanks. 


Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
Take the FICO Fitness Challenge
Valued Contributor
tray
Posts: 1,367
Registered: ‎01-29-2008

Re: Macy's American Express CLI APPROVED

Congratulations,:smileyhappy: with many more cli's to come.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800

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