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Macy's Amex and New Cards WITHOUT AMEX!!

Established Member

Re: Macy's Amex and New Cards WITHOUT AMEX!!

Macys is very funny about the extra credit line with the Amex/Visa logo, My store account account had a limit of 25K but only 2K on the VISA, only thing I could ever figure was the store card they can control better if you try to exceed the limit since it was only good in-house. Were as the VISA/Amex could be used anywhere without as much control. They will give generous credit lines for use on the store cards. The only bad part is the number of times they list on your credit report, the store, visa/amex, furniture accounts are all listed separately so it looks like a lot of trade lines but only one account. 

Message 11 of 13
Valued Contributor

Re: Macy's Amex and New Cards WITHOUT AMEX!!

I don't really like Macy's store cards. My credit limit is literally $100 which is funny because when I was first issued the card over a year ago, they weren't reporting credit limits to consumers. You were forced to call the hotline to inquire about how much money you are allowed to charge in store. I have two other credit cards with higher limits than that one!

As of 2017, rebuilding...
Message 12 of 13
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Epic Contributor

Re: Macy's Amex and New Cards WITHOUT AMEX!!


maiden_girl wrote:

I don't really like Macy's store cards. My credit limit is literally $100 which is funny because when I was first issued the card over a year ago, they weren't reporting credit limits to consumers. You were forced to call the hotline to inquire about how much money you are allowed to charge in store. I have two other credit cards with higher limits than that one!


Call 800-627-2909  Take you right into credit department.  They sometimes say HP, I have NEVER got a HP when it comes to GLI or CLI... They are usually SUPER about giving more credit, Im surprised you have $100.

 

WOW $25k! I thought my $10,700 was large... Wonder what payment is! and can you imagine 24.5% on $25k a month!!

Message 13 of 13