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Last year in July my Mother listed me as an AU on her Macy's card. Just two weeks ago it began reporting on all 3 of my CR's. CL is now 10K with a 0 bal (She normally pays it off before she receives the bill). I noticed that the CL is not showing up. Since the CL is not reporting does that mean that it is not impacting my utilization?
Macy's does not report credit limits so it is not calculated in your utilization.