Hi all - do you think Macy's blacklists for card from stores they bought? For example I bk on a Federated Stores card (Filenes) which Macy's bought. My CR shows Macy's DSNB but I never had a Macy's card.
I'd think they would blacklist. If you were talking about a store they just bought a few months ago, and their databases hadn't had time to coalesce, maybe you'd get by. But Federated bought Macys quite a while ago, and actually before that, Macys had contracted out its data services to Federated.
How long ago was the BK? I had a previous 1 from 1996 and Macy's/Rich's were included. I recently app'd for Macy's. Called to check status of app and CSR told me to call BK dept. I waited, then recvd a letter stating my app was denied due to previous delinquency. I called the BK # the rep gv, the rep in that dept purged my old records, transferred me back to new accounts......APPROVED with CL of $800!!