Macy's, Bloomingdales But Not Target Or Walmart :(

[Anonymous]

So I Realize That I Am Rebuilding, But It Just Doesn't Make Sense That I Can Be Approved For Macy's And Bloomingdals, But Not Target Or Walmart....

[visorboy1974]

---

@Anonymous wrote:

So I Realize That I Am Rebuilding, But It Just Doesn't Make Sense That I Can Be Approved For Macy's And Bloomingdals, But Not Target Or Walmart....

---

Different creditors = different standards.  Funny how there's not necessarily any rhyme or reason for these approvals/denials.  

[sweetschuni]

Now that IS pretty cooky

[Anonymous]

Each creditor is going to have different requirements (and reports they look at).

Macy's and Bloomingdales both use the same bank, Department Stores National Bank. Target has their own bank, Walmart I think is GECRB.

I'm guessing they didn't all pull the same report, so it might be worth seeing how your reports differ. If they don't.. then it's just the different requirements.