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Valued Member
professor_g
Posts: 40
Registered: ‎08-26-2012

Macy's CLI Recon Call - Is it worth it?

Hey folks, 

 

So I did all my holiday shopping this weekend and applied for and was approved for a Macy's card (not sure if its the AMEX) but when I called to inquire about my limit via the automated system I learned my limit was $600.00  and I'm not too happy with that considering I was also approved for a Dillards AMEX with a $1000.00 limit the same day.  Should I just take the $600.00 or do you think it's worth a recon call to inquire about a  CLI? 


........10K.............11K.............5K................5K...............6K.............1.5K.............3K.............1K...............350.......
Starting Score: EX 586 EQ 551 TU 583 Current Score: EX 755 (CU PULL) EQ 803 TU 725
New Member
yardtree
Posts: 1
Registered: ‎05-30-2009

Re: Macy's CLI Recon Call - Is it worth it?

 
Valued Contributor
BearsAndTurtlesRtheBest
Posts: 2,964
Registered: ‎10-02-2012

Re: Macy's CLI Recon Call - Is it worth it?

Pshh my sister got a $300 CL $600 sounds pretty good for me maybe you should just keep and create a great payment histoty and request a cli in the next 4 to 6 months? I ve see some great current cli, one guy from the forums got his CL from $300 to $1,500 maybe you can go from $600 to $2000. If you show them you can mange your credit limit correctly. :smileyhappy:

Wells Fargo Platinum VISA $1,000
Sony VISA $500
Bloomingdale's Credit Card $800
Macy's Credit Card $600
EX FICO---,EQ FICO---,TU FICO---, AAOA---, In the Garden Since 03-25-14
Valued Contributor
dodgerslv
Posts: 1,471
Registered: ‎06-16-2012

Re: Macy's CLI Recon Call - Is it worth it?


professor_g wrote:

Hey folks, 

 

So I did all my holiday shopping this weekend and applied for and was approved for a Macy's card (not sure if its the AMEX) but when I called to inquire about my limit via the automated system I learned my limit was $600.00  and I'm not too happy with that considering I was also approved for a Dillards AMEX with a $1000.00 limit the same day.  Should I just take the $600.00 or do you think it's worth a recon call to inquire about a  CLI? 


Take the limit and use it good...I started out with 300 on Dec 2011, increased to 1000 after 6 months and just got an increase last month to 2500 on a requested CLI SP...they are generous when it comes to CLI...i went from 300 to 2500 in one year. Wait at least 3 months and then ask for one.

last app: 4/14/14---Barclays US Airways (10k)---US Bank Flex Travel Rewards (7.5K)---no more applications till September (Amex Delta)

cards in wallet for daily use: Chase CSP(15k), BofA Privilege(30K), Amex BCP(2K), Green, Discover (8k)
cards for travel: Citi AA WEMC(20K), Citi Prestige(11.5K), Chase Ritz(20K) or Marriott(5K), Barclays Arrival(5.5K)



Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Macy's CLI Recon Call - Is it worth it?

I would call in for a cli. Worse they can say is NO. You already took the hard hit for the inq.

Moderator
Shogun
Posts: 11,027
Registered: ‎04-15-2011

Re: Macy's CLI Recon Call - Is it worth it?

+1


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Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012

Re: Macy's CLI Recon Call - Is it worth it?


professor_g wrote:

Hey folks, 

 

So I did all my holiday shopping this weekend and applied for and was approved for a Macy's card (not sure if its the AMEX) but when I called to inquire about my limit via the automated system I learned my limit was $600.00  and I'm not too happy with that considering I was also approved for a Dillards AMEX with a $1000.00 limit the same day.  Should I just take the $600.00 or do you think it's worth a recon call to inquire about a  CLI? 


It will grow. I started out with a $600 Macy's limit as well years ago and it eventually grew to $1,500 on its own, without even making any purchases.


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