Logged into my account, went to online chat and asked for a CLI from $2500 to $4500. They countered with a CLI offer of $4400. I gladly accepted with a $100 difference. Not bad for a card that started at $100.
visorboy1974 wrote:Logged into my account, went to online chat and asked for a CLI from $2500 to $4500. They countered with a CLI offer of $4400. I gladly accepted with a $100 difference. Not bad for a card that started at $100.
Thats funny that they came back with just $100 difference, rather than just giving it to you. LOL.
visorboy1974 wrote:Logged into my account, went to online chat and asked for a CLI from $2500 to $4500. They countered with a CLI offer of $4400. I gladly accepted with a $100 difference. Not bad for a card that started at $100.
congrats.
mine us currently sitting at 3500 started at 100 as well.
planning on asking for an increase in feb after some inquries age off and age. (feb8th is the date)
![]() | Current: Discover Fico 709 3/15 Walmart Fico 743 4/15 Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015 | Lower Utility Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Was it a sp or hp?
KIPPIE12 wrote:Was it a sp or hp?
macy's is soft pull to my knowledge. (was for me)
but as always ymmv
![]() | Current: Discover Fico 709 3/15 Walmart Fico 743 4/15 Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015 | Lower Utility Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
you can do macys CLI's online???? since when?!?! or is yours an amex?
Juan123 wrote:you can do macys CLI's online???? since when?!?! or is yours an amex?
i actually called the number on the back of the card and hit 0 until a rep picked up. she called underwriting and talked to them while i was on hold. she asked how much i wanted/needed and said 3.5k being higher then my highest limit and it was granted. all soft pull and inc showed on my next statement about a week later.
![]() | Current: Discover Fico 709 3/15 Walmart Fico 743 4/15 Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015 | Lower Utility Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Congrat's on your CLI! I was denied a few weeks ago, but they approved me for a Club Account for $1,800. I would have rather had the $1,800 applied to my regular Macy's account! LOL! But oh well. Hopefully I will have a better chance of an increase closer to the Holidays. Hoping they are willing to give some Christmas Cheer!
![]() | Current: Discover Fico 709 3/15 Walmart Fico 743 4/15 Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015 | Lower Utility Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Always SP for CLI on store and amex.
I had 2 club accounts and they have said on those that "somtimes" they might pull... but I always got them with just history.
ask high, they counter as we can see here!
and I dont think they are sensitive to INQ once you have the accounts.