11-19-2008 02:06 PM
Ditto. How much are you spending each month or quarter?
Between business and personal I spend about $8K on the cards and always do PIF.
$8k on Macys?
I meant on all the cards / month.
11-19-2008 02:51 PM
By the way my App for GEMB/Universal Declined. I guess there is not much loss in not getting that card since I got Soverign Amex Card. Now my Real Amex Platinum card is going to the sock drawer.
I'm confused; yesterday and then above in this thread you point out that you did a product change , Plat. to Gold. If you no longer have the Platinum.....how do you sock drawer the card? OR,,,,,,,,did you mean that you did the change and are now going to sock drawer the Gold card.??????????????
11-19-2008 03:10 PM
Op wrote :
What were your spending habits like? PIF I take it?
Concorduser responded :
Yep. Always PIF. I don't like to pay my hard earned money, even a penny in the interest charges.
Concorduser, I just want to point out and make sure that you realize that paying AFs on a number of cards, as you say you do, is as bad or worse than interests.
03-01-2009 03:39 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.