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Senior Contributor
Ron1
Posts: 4,708
Registered: ‎05-23-2009

Macy's Card CLI denial!!!

I called to request CLI for my Macy's Card. I requested to increase from $3500 to $5000.  asked me my annual income to process CLI . I was on hold on the line for almost 5 min.  It came back with denial meassage and will get letter within 7-10 days. I don't know they pull hard or soft.

 

 

Ron.

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Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: Macy's Card CLI denial!!!

Sorry to hear Ron 

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Valued Member
ccuser
Posts: 44
Registered: ‎11-28-2013

Re: Macy's Card CLI denial!!!

[ Edited ]

Was it a HP or SP?

 

EDIT: Never mind, I didn't see your last sentence.

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Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Macy's Card CLI denial!!!


Ron1 wrote:

I called to request CLI for my Macy's Card. I requested to increase from $3500 to $5000.  asked me my annual income to process CLI . I was on hold on the line for almost 5 min.  It came back with denial meassage and will get letter within 7-10 days. I don't know they pull hard or soft.

 

 

Ron.


Na ah!  Although anything could be possible, I do find this hard to believe!!  Not Ron the Credit Master!

 

Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: Macy's Card CLI denial!!!

I would also be curious to see whether the request ended up being SP or HP... Let us know what the letter points to as far as reasons.  Sorry to hear Ron :robotsad:

Regular Contributor
MACFRME
Posts: 219
Registered: ‎07-04-2008

Re: Macy's Card CLI denial!!!

My partner keeps getting screwed by Macy's too. He opened his card in April with a $400 CL. I called in and got him a CLI to $1,000 in August. Called in on Black Friday, and they gave him a whopping $100 CLI. He has scores above 700, we use the card a lot, have a good income, and he has credit limits that are a lot higher. I just don't see why they are being so stingy....
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Senior Contributor
Ron1
Posts: 4,708
Registered: ‎05-23-2009

Re: Macy's Card CLI denial!!!


MACFRME wrote:
My partner keeps getting screwed by Macy's too. He opened his card in April with a $400 CL. I called in and got him a CLI to $1,000 in August. Called in on Black Friday, and they gave him a whopping $100 CLI. He has scores above 700, we use the card a lot, have a good income, and he has credit limits that are a lot higher. I just don't see why they are being so stingy....

Sorry to hear it. I have had the account since 2006 (when they were May Dept stores).  I was surpised when I got denied for CLI. My score was 782. I got perfect credit history and my credit utilization was around 1%.  They sounded like they didn't want to give out any CLI to anyone.

 

 

Ron.

Senior Contributor
Ron1
Posts: 4,708
Registered: ‎05-23-2009

Re: Macy's Card CLI denial!!!


FinStar wrote:

Ron1 wrote:

I called to request CLI for my Macy's Card. I requested to increase from $3500 to $5000.  asked me my annual income to process CLI . I was on hold on the line for almost 5 min.  It came back with denial meassage and will get letter within 7-10 days. I don't know they pull hard or soft.

 

 

Ron.


Na ah!  Although anything could be possible, I do find this hard to believe!!  Not Ron the Credit Master!

 

:smileysurprised:

 

Moderator
09Lexie
Posts: 24,441
Registered: ‎09-13-2012

Re: Macy's Card CLI denial!!!


Ron1 wrote:

FinStar wrote:

Ron1 wrote:

I called to request CLI for my Macy's Card. I requested to increase from $3500 to $5000.  asked me my annual income to process CLI . I was on hold on the line for almost 5 min.  It came back with denial meassage and will get letter within 7-10 days. I don't know they pull hard or soft.

 

 

Ron.


Na ah!  Although anything could be possible, I do find this hard to believe!!  Not Ron the Credit Master!

 

:smileysurprised:

 


I am shocked!  There must have been an error.

 

oy! I remember May Dept

Senior Contributor
Ron1
Posts: 4,708
Registered: ‎05-23-2009

Re: Macy's Card CLI denial!!!


09Lexie wrote:

Ron1 wrote:

FinStar wrote:

Ron1 wrote:

I called to request CLI for my Macy's Card. I requested to increase from $3500 to $5000.  asked me my annual income to process CLI . I was on hold on the line for almost 5 min.  It came back with denial meassage and will get letter within 7-10 days. I don't know they pull hard or soft.

 

 

Ron.


Na ah!  Although anything could be possible, I do find this hard to believe!!  Not Ron the Credit Master!

 

:smileysurprised:

 


I am shocked!  There must have been an error.

 

oy! I remember May Dept


I think May Dept stores was better Macys. Now I like to shop at Kohls.  :smileyhappy:

 

 

Ron.


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