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Ha!
After reading this I thought I would call them and see - when I first opened my account just over 3 months ago - all they gave me was a $100 limit on a store card - thought I would see what I could do.
When I called them tho they told me it had already been reviewed on the 20th April after 3 months and that my Credit Limit is now $1000 - WOO HOO!
Nice! I also started with a $100 credit limit. After 3 months, they gave me a $100 GLI, so now I'm at $200.
Any ideas behind why the huge GLI? Do you shop and spend a lot at Macy's with your store card? I make small purchases every month and PIF before the statement hits, so it reports a $0 balance.
@Anonymous wrote:Nice! I also started with a $100 credit limit. After 3 months, they gave me a $100 GLI, so now I'm at $200.
Any ideas behind why the huge GLI? Do you shop and spend a lot at Macy's with your store card? I make small purchases every month and PIF before the statement hits, so it reports a $0 balance.
I have got it up to the $99 mark once each mnth and then pay it down to $2 or so bu yeah i thik credit addict is probably correct and it is mostly to do with score jump
@Anonymous wrote:Nice! I also started with a $100 credit limit. After 3 months, they gave me a $100 GLI, so now I'm at $200.
Any ideas behind why the huge GLI? Do you shop and spend a lot at Macy's with your store card? I make small purchases every month and PIF before the statement hits, so it reports a $0 balance.
Kalv,
i've used this card probably 5-6 since opened in July 08. most of those times the card was pif before a statement was cut and were very small amounts of $50 or lower. If they went by spending habits then I shouldnt have a 1500 cl.
They denied me for a GLI, I have had the card since november 2008, never late, balance is low.
They started me at 100, uped me to 200.
and i called for my GLI yesterday and denied.. wtf?
@torry590 wrote:They denied me for a GLI, I have had the card since november 2008, never late, balance is low.
They started me at 100, uped me to 200.
and i called for my GLI yesterday and denied.. wtf?
you've had the card for approximately 6 months. you need to wait for 3 statements to cut from the last increase.
itsmeagain,
i'm jealous, as a city dweller, i rarely get to a bbq
thanks for sharing the info. about your store card/ visa pairing-
just remember next time to throw another shrimp on the barbie for me!