Valued Member
Posts: 36
Registered: ‎03-24-2009

Macy's Help

I have been sending GW letters to Macy's religiously for the last 5 months. In 2006 I had lates reporting on my acocunt. (1) 30 which became (1) 60 which became (1) 90 day late. So I have been writing GW letters to try to get them removed. Okay finally early this month I received news back that they would accomadate my request. I checked my credit reports and the lates are gone but so is my credit limit. So i was wondering is anyone familar with this? Are they planning to remporarily remove them and then later add them back? Should I try to contact them to get them to report my limit? I know I still can use the card cause I have since then it's just that my limit is not reporting now..

Starting Score: TU 560
Current Score: TU 750 EQ 731 EX 728?
Goal Score: TU 750+ EQ 750+

Take the FICO Fitness Challenge
Moderator Emeritus
Posts: 5,267
Registered: ‎03-18-2008

Re: Macy's Help

[ Edited ]

There's is a long thread dedicated to the issue of Macy's CLs disappearing from credit reports.  It's not just you, and it had nothing to do with the GW removal of your late payments.



It appears that the non-reporting of CLs is going to be Macy's policy from now on.  Asking them to report your CL is probably going to be a fruitless effort.



ETA: forgot to say congrats for getting your lates removed!

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.