Reply
Frequent Contributor
nuggets321
Posts: 338
Registered: ‎03-25-2011

Macy's OFFICIALLY reporting MY limit

Just happened to be browsing through my experian CR and got to remembering to check whether or not Macys EVER started reporting my CL..... surprisingly enough it WAS in the reporting portion that had always said N/A... unknown on the other two bureaus...but at least it REALLY is reporting.  :smileyhappy:

TU-691 (MYFICO) EQ- 665 (MYFICO) EXP 717(Amex denial letter)
My Wallet : Dicover More 5000CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4500CL / Zales 2000CL-Kays 1800-Jared 1800-Macys 1500CL /SSFCU 1000CL / CitiBank Plat Select 2000CL / CHASE Freedom 1100CL / Lowes 4500 CL / BBuyStoreCard 2700CL Sears Store Card (Citi) 1920 / Firestone CFNB 1400 Toyota Financial $35,000 Auto Loan /1000DiscountTire(GECRB)
Super Contributor
CS800
Posts: 6,114
Registered: ‎04-07-2008

Re: Macy's OFFICIALLY reporting MY limit


nuggets321 wrote:

Just happened to be browsing through my experian CR and got to remembering to check whether or not Macys EVER started reporting my CL..... surprisingly enough it WAS in the reporting portion that had always said N/A... unknown on the other two bureaus...but at least it REALLY is reporting.  :smileyhappy:


Just refreshed my EX and nothing on mine but my July is not reporting yet. So we'll see in a couple of days.





Super Contributor
CS800
Posts: 6,114
Registered: ‎04-07-2008

Re: Macy's OFFICIALLY reporting MY limit

Is it reporting your actual limit or the internal limit that they assign?





Regular Contributor
hotpoint
Posts: 119
Registered: ‎07-23-2007

Re: Macy's OFFICIALLY reporting MY limit

Great News!

 

Did you notice a score increase, based upon the CLI now posting . . .

 

HotPoint

 

 

Moderator Emeritus
fused
Posts: 16,158
Registered: ‎03-12-2007

Re: Macy's OFFICIALLY reporting MY limit


CS800 wrote:

nuggets321 wrote:

Just happened to be browsing through my experian CR and got to remembering to check whether or not Macys EVER started reporting my CL..... surprisingly enough it WAS in the reporting portion that had always said N/A... unknown on the other two bureaus...but at least it REALLY is reporting.  :smileyhappy:


Just refreshed my EX and nothing on mine but my July is not reporting yet. So we'll see in a couple of days.


I just yanked all three of my reports, and there isn't a CL or a high balance reporting on any of the three. I'll have to check again when my reports update.

Regular Contributor
ashkev89
Posts: 228
Registered: ‎07-21-2008

Re: Macy's OFFICIALLY reporting MY limit

This is awesome news. Been waiting for this for a very long time. :smileyvery-happy: Does anyone remember how long after your statement closes that Macy's reports to the three CRAS. 


Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


Take the FICO Fitness Challenge
Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011

Re: Macy's OFFICIALLY reporting MY limit

[ Edited ]

Did you just update your experian report today? Also, did you have a balance reporting?


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Established Contributor
visorboy1974
Posts: 965
Registered: ‎05-17-2010

Re: Macy's OFFICIALLY reporting MY limit


ashkev89 wrote:

This is awesome news. Been waiting for this for a very long time. :smileyvery-happy: Does anyone remember how long after your statement closes that Macy's reports to the three CRAS. 


Usually within a couple days...however, they never updated my report last month.  I'm still showing a $100 balance that I paid off in the beginning of June!  


Starting Score: 600
Current Score:: 687EQ, 698EX, 721TU
Goal Score: 760


Take the myFICO Fitness Challenge
Frequent Contributor
nuggets321
Posts: 338
Registered: ‎03-25-2011

Re: Macy's OFFICIALLY reporting MY limit

CS800    :  It is reporting an ACTUAL credit limit !  :smileyhappy: It has always said N/A ... progress looks like it started a couple statements ago when I noticed that the CL was on my statements.... followed a few months later with this new developement

TU-691 (MYFICO) EQ- 665 (MYFICO) EXP 717(Amex denial letter)
My Wallet : Dicover More 5000CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4500CL / Zales 2000CL-Kays 1800-Jared 1800-Macys 1500CL /SSFCU 1000CL / CitiBank Plat Select 2000CL / CHASE Freedom 1100CL / Lowes 4500 CL / BBuyStoreCard 2700CL Sears Store Card (Citi) 1920 / Firestone CFNB 1400 Toyota Financial $35,000 Auto Loan /1000DiscountTire(GECRB)
Frequent Contributor
nuggets321
Posts: 338
Registered: ‎03-25-2011

Re: Macy's OFFICIALLY reporting MY limit

No balance showing but I did just make a purchase and will carry a balance to see if it show a "recent balance " in the appropriate section of the CR

TU-691 (MYFICO) EQ- 665 (MYFICO) EXP 717(Amex denial letter)
My Wallet : Dicover More 5000CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 2000CL / GEMBWalMart 4500CL / Zales 2000CL-Kays 1800-Jared 1800-Macys 1500CL /SSFCU 1000CL / CitiBank Plat Select 2000CL / CHASE Freedom 1100CL / Lowes 4500 CL / BBuyStoreCard 2700CL Sears Store Card (Citi) 1920 / Firestone CFNB 1400 Toyota Financial $35,000 Auto Loan /1000DiscountTire(GECRB)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+