Reply
Frequent Contributor
Posts: 372
Registered: ‎03-25-2011
0

Macy's OFFICIALLY reporting MY limit

Just happened to be browsing through my experian CR and got to remembering to check whether or not Macys EVER started reporting my CL..... surprisingly enough it WAS in the reporting portion that had always said N/A... unknown on the other two bureaus...but at least it REALLY is reporting.  :smileyhappy:

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 12,000 CL -Amex Zync NPSL -WellsFargoRewards3800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL - CHASE Freedom 1300CL -Lowes 10,000 CL - BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 6500CL - Chase Slate$400-BofA2500-ToyotaRewardsVisa$9500 -BofA$6500
Super Contributor
Posts: 6,626
Registered: ‎04-07-2008
0

Re: Macy's OFFICIALLY reporting MY limit


nuggets321 wrote:

Just happened to be browsing through my experian CR and got to remembering to check whether or not Macys EVER started reporting my CL..... surprisingly enough it WAS in the reporting portion that had always said N/A... unknown on the other two bureaus...but at least it REALLY is reporting.  :smileyhappy:


Just refreshed my EX and nothing on mine but my July is not reporting yet. So we'll see in a couple of days.




Super Contributor
Posts: 6,626
Registered: ‎04-07-2008
0

Re: Macy's OFFICIALLY reporting MY limit

Is it reporting your actual limit or the internal limit that they assign?




Regular Contributor
Posts: 121
Registered: ‎07-23-2007
0

Re: Macy's OFFICIALLY reporting MY limit

Great News!

 

Did you notice a score increase, based upon the CLI now posting . . .

 

HotPoint

 

 

Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: Macy's OFFICIALLY reporting MY limit


CS800 wrote:

nuggets321 wrote:

Just happened to be browsing through my experian CR and got to remembering to check whether or not Macys EVER started reporting my CL..... surprisingly enough it WAS in the reporting portion that had always said N/A... unknown on the other two bureaus...but at least it REALLY is reporting.  :smileyhappy:


Just refreshed my EX and nothing on mine but my July is not reporting yet. So we'll see in a couple of days.


I just yanked all three of my reports, and there isn't a CL or a high balance reporting on any of the three. I'll have to check again when my reports update.

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Regular Contributor
Posts: 228
Registered: ‎07-21-2008
0

Re: Macy's OFFICIALLY reporting MY limit

This is awesome news. Been waiting for this for a very long time. :smileyvery-happy: Does anyone remember how long after your statement closes that Macy's reports to the three CRAS. 


Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


Take the FICO Fitness Challenge
Established Contributor
Posts: 921
Registered: ‎12-10-2011
0

Re: Macy's OFFICIALLY reporting MY limit

[ Edited ]

Did you just update your experian report today? Also, did you have a balance reporting?


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Valued Contributor
Posts: 1,143
Registered: ‎05-17-2010
0

Re: Macy's OFFICIALLY reporting MY limit


ashkev89 wrote:

This is awesome news. Been waiting for this for a very long time. :smileyvery-happy: Does anyone remember how long after your statement closes that Macy's reports to the three CRAS. 


Usually within a couple days...however, they never updated my report last month.  I'm still showing a $100 balance that I paid off in the beginning of June!  

Frequent Contributor
Posts: 372
Registered: ‎03-25-2011
0

Re: Macy's OFFICIALLY reporting MY limit

CS800    :  It is reporting an ACTUAL credit limit !  :smileyhappy: It has always said N/A ... progress looks like it started a couple statements ago when I noticed that the CL was on my statements.... followed a few months later with this new developement

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 12,000 CL -Amex Zync NPSL -WellsFargoRewards3800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL - CHASE Freedom 1300CL -Lowes 10,000 CL - BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 6500CL - Chase Slate$400-BofA2500-ToyotaRewardsVisa$9500 -BofA$6500
Frequent Contributor
Posts: 372
Registered: ‎03-25-2011
0

Re: Macy's OFFICIALLY reporting MY limit

No balance showing but I did just make a purchase and will carry a balance to see if it show a "recent balance " in the appropriate section of the CR

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 12,000 CL -Amex Zync NPSL -WellsFargoRewards3800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL - CHASE Freedom 1300CL -Lowes 10,000 CL - BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 6500CL - Chase Slate$400-BofA2500-ToyotaRewardsVisa$9500 -BofA$6500
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.