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Macy's OFFICIALLY reporting MY limit

Frequent Contributor

Macy's OFFICIALLY reporting MY limit

Just happened to be browsing through my experian CR and got to remembering to check whether or not Macys EVER started reporting my CL..... surprisingly enough it WAS in the reporting portion that had always said N/A... unknown on the other two bureaus...but at least it REALLY is reporting.  Smiley Happy

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
24 REPLIES
Super Contributor

Re: Macy's OFFICIALLY reporting MY limit


nuggets321 wrote:

Just happened to be browsing through my experian CR and got to remembering to check whether or not Macys EVER started reporting my CL..... surprisingly enough it WAS in the reporting portion that had always said N/A... unknown on the other two bureaus...but at least it REALLY is reporting.  Smiley Happy


Just refreshed my EX and nothing on mine but my July is not reporting yet. So we'll see in a couple of days.




Super Contributor

Re: Macy's OFFICIALLY reporting MY limit

Is it reporting your actual limit or the internal limit that they assign?




Regular Contributor

Re: Macy's OFFICIALLY reporting MY limit

Great News!

 

Did you notice a score increase, based upon the CLI now posting . . .

 

HotPoint

 

 

Moderator Emeritus

Re: Macy's OFFICIALLY reporting MY limit


CS800 wrote:

nuggets321 wrote:

Just happened to be browsing through my experian CR and got to remembering to check whether or not Macys EVER started reporting my CL..... surprisingly enough it WAS in the reporting portion that had always said N/A... unknown on the other two bureaus...but at least it REALLY is reporting.  Smiley Happy


Just refreshed my EX and nothing on mine but my July is not reporting yet. So we'll see in a couple of days.


I just yanked all three of my reports, and there isn't a CL or a high balance reporting on any of the three. I'll have to check again when my reports update.

Regular Contributor

Re: Macy's OFFICIALLY reporting MY limit

This is awesome news. Been waiting for this for a very long time. Smiley Very Happy Does anyone remember how long after your statement closes that Macy's reports to the three CRAS. 


Starting Score: 475 09/2008
Current Score: 07/2012 EX:696 (BOFA & Amex Fico) EQ:707 (CU Pull) TU:708 (Walmart FIco)
Goal Score: To Be in the 800 Club!!!!!!


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Established Contributor

Re: Macy's OFFICIALLY reporting MY limit

Did you just update your experian report today? Also, did you have a balance reporting?


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Valued Contributor

Re: Macy's OFFICIALLY reporting MY limit


ashkev89 wrote:

This is awesome news. Been waiting for this for a very long time. Smiley Very Happy Does anyone remember how long after your statement closes that Macy's reports to the three CRAS. 


Usually within a couple days...however, they never updated my report last month.  I'm still showing a $100 balance that I paid off in the beginning of June!  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Frequent Contributor

Re: Macy's OFFICIALLY reporting MY limit

CS800    :  It is reporting an ACTUAL credit limit !  Smiley Happy It has always said N/A ... progress looks like it started a couple statements ago when I noticed that the CL was on my statements.... followed a few months later with this new developement

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Frequent Contributor

Re: Macy's OFFICIALLY reporting MY limit

No balance showing but I did just make a purchase and will carry a balance to see if it show a "recent balance " in the appropriate section of the CR

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500