Macy's Reporting

[Creditaddict]

CLI have always been soft for me but almost all the reps these days say it's hard... and several months ago I had a thread going about going up the food chain 1 or 2 managers who would not tell me it was soft or agree to me stating it was a soft but finally just said "it's done the same way your last one was" So you mean soft!? her again - "Again it will be the same way it was last time."

[namvet]

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@Creditaddict wrote:
CLI have always been soft for me but almost all the reps these days say it's hard... and several months ago I had a thread going about going up the food chain 1 or 2 managers who would not tell me it was soft or agree to me stating it was a soft but finally just said "it's done the same way your last one was" So you mean soft!? her again - "Again it will be the same way it was last time."

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According to lendio.com (Aug 2011) only 31% of men and 26% of women actually know the difference between a Hard Pull and a soft pull.  Imagine that!

[Creditaddict]

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@namvet wrote:

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@Creditaddict wrote:
CLI have always been soft for me but almost all the reps these days say it's hard... and several months ago I had a thread going about going up the food chain 1 or 2 managers who would not tell me it was soft or agree to me stating it was a soft but finally just said "it's done the same way your last one was" So you mean soft!? her again - "Again it will be the same way it was last time."

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According to lendio.com (Aug 2011) only 31% of men and 26% of women actually know the difference between a Hard Pull and a soft pull.  Imagine that!

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That is so sad... that would take 5 minutes in training to say we do soft pulls for CLI and this is what that means, however if the customer wants to upgrade to Amex or "Sometimes" when opening a major purchase account it will be HP and this is what that means.  oh wait, Peggy still wouldn't get it...

[learnin113]

So my statement cut again and still no CL, has anyone beside the OP seen a CL reported so far.  Is this ever gonna happen?

Update:  I just noticed this on the bottom of the statement " In the coming months, your Macy's store accounts will be managed according to a credit limit.  The credit limit for your account will appear on a future statement along with information about this change."

So it looks like they're still working on it.

[atarvuzdar]

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@learnin113 wrote:

So my statement cut again and still no CL, has anyone beside the OP seen a CL reported so far.  Is this ever gonna happen?

Update:  I just noticed this on the bottom of the statement " In the coming months, your Macy's store accounts will be managed according to a credit limit.  The credit limit for your account will appear on a future statement along with information about this change."

So it looks like they're still working on it.

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I've been meaning to update this thread but kept forgetting--my TU credit report has been updated since my Macy's statement cut at the beginning of the month. I had only had the card since December or so. Still no Macy's tradeline on EQ, and not sure what's showing on EX this month.

TU:

1st month showed revolving account, no credit limit noted

2nd month showed revolving account, credit limit $100

3rd month (this month) shows revolving account, no credit limit noted

EX:

1st month showed revolving account, credit limit N/A

2nd month showed credit card, credit limit $100

3rd month (this month) no new data

My Macy's statement doesn't list a limit. Not sure what the deal is. I've been following the $0 balance on all accounts except 1 with <9% util rule, so the change from revolving to credit (and back to revolving?) hopefully hasn't affected me.

[learnin113]

Wow, so it looks like they just cant make up their mind.

[littlesister]

I chatted on line with a rep and she told me it would be reported by May !