11-24-2009 06:36 AM
I have some great news to share! My Macy's store card was just upgraded to the Visa card. They gave me a $1500 limit. (without a hard or soft pull!) I have read many threads that Macy's does not upgrade their card unless you have an inviation...but that is not true in all cases. I called last Friday to request an upgrade and the CSR told me that I would have an answer in 30 days.
I logged into my account today just to review my account and I noticed that instead of the platimum store card picture, there was a Visa store card...my eyes almost jumped out of my head! I then decided to call Macy's to see if there was some kind of mistake, but when I entered in my store card account number, it said that it could not be found. So I chose the option to speak with the CRS and she told me that I was just approved about an hour ago and the system was updating.
I just love Macy's! I have only had this account since March of 2009!
11-24-2009 11:07 AM
I remember that great feeling when you're approved for something you want and something you've worked for and deserve.
CONGRATULATIONS!! . . .
11-24-2009 11:35 AM
11-24-2009 11:36 AM
I don't know if Macy's is just in giving mood because of the holiday's or what, but I honestly thought I would not get approved based on a lot of the threads I read. I figured what the heck, the worst thing they could say is no but the best thing they could say was yes!
11-24-2009 11:43 AM
hmmm I might give them a ring then..hahha They just bumped my CL up to $5700 from $3200 the beginning of the month..I've done ALOT of business there this year..I bought a new sofa, just the norm shopping and when they bumped my CL up I purchased a new area rug that was about $400+...
do they automatically bump you up to the next card if you spend so much in a year?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.