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Macy's Store, Visa, Amex, Major Purchase, Reporting and CSR misinformed confusion...

tag
Creditaddict
Legendary Contributor

Macy's Store, Visa, Amex, Major Purchase, Reporting and CSR misinformed confusion...

I am copying from my credit report into Word and then I will copy here... hopefully it won't be to large of a mess but as you will see I have a ton off them and who knows what the damage is.... Account open was 2008, originally opened $1k Store, $2k Visa, 1 Account that sits there at $0 as an option to by Jewelry, Furniture etc. on no interest plans... As of this minute I have $0 on Macy's Store, $10,700 limit last checked through automated... that is what I had when CL's stopped reporting also. $2k Amex, use to be $12k until went into repayment thing.... I have posts from then... and finally I'm not sure about major purchase, I have done 2 different ones since opening account in 2008, one was $3600, and one was $6800, both are PIF... Now this is what I have on my credit report: And I should add my Amex account was just compromised 2 weeks ago so that will close out and open again with a new number!

 

1.

DSNB MACYS

Current

 


 

Experian®

Equifax®

TransUnion®

 

Account Name

No Data Returned

For This Bureau

No Data Returned

For This Bureau

DSNB MACYS

Account #

XXXX

Account Type

Revolving account

Balance

$0.00

Date Opened

1/19/2010


 

2.

DSNB MACYS

Current

 


 

Experian®

Equifax®

TransUnion®

 

Account Name

No Data Returned

For This Bureau

No Data Returned

For This Bureau

DSNB MACYS

Account #

XXXX

Account Type

Revolving account

Balance

$0.00

Date Opened

8/22/2008

 

 

3.

DSNB MACYS

Current Closed

 


 

Experian®

Equifax®

TransUnion®

 

Account Name

No Data Returned

For This Bureau

No Data Returned

For This Bureau

DSNB MACYS

Account #

XXXX

Account Type

Revolving account

Balance

$0.00

Date Opened

8/22/2008

 

    

 This reported for a stolen card.

4.

MACY'S/DSNB

Current

 


 

Experian®

Equifax®

TransUnion®

 

Account Name

No Data Returned

For This Bureau

MACY'S/DSNB

No Data Returned

For This Bureau

Account #

XXXX

Account Type

Revolving or Option

Balance

$0.00

Date Opened

1/1/2009


 

 

 

5.

MACY'S/DSNB

Current

 

 

 

6.

MCYDSNB

Current

 


 

Experian®

Equifax®

TransUnion®

 

Account Name

MCYDSNB

No Data Returned

For This Bureau

No Data Returned

For This Bureau

Account #

XXXX

Account Type

Charge Account

Balance

$0.00

Date Opened

1/1/2010

 

 

 

 

7.

MCYDSNB

Current

 


 

Experian®

Equifax®

TransUnion®

 

Account Name

MCYDSNB

No Data Returned

For This Bureau

No Data Returned

For This Bureau

Account #

XXXX

Account Type

Charge Account

Balance

$0.00

Date Opened

1/1/2009

 
 

 

 

8.

MCYDSNB

Current

 

 

Experian®

Equifax®

TransUnion®

 

Account Name

MCYDSNB

No Data Returned

For This Bureau

No Data Returned

For This Bureau

Account #

XXXX

Account Type

Charge Account

Balance

$0.00

Date Opened

8/1/2008

  

    
  

9.

MCYDSNB

Current

 

 

Experian®

Equifax®

TransUnion®

 

Account Name

MCYDSNB

No Data Returned

For This Bureau

No Data Returned

For This Bureau

Account #

XXXX

Account Type

Charge Account

Balance

$0.00

Date Opened

4/1/2008


 

 

 

10.

AMEXDSNB

Current

 


 

Experian®

Equifax®

TransUnion®

 

Account Name

AMEXDSNB

AMEX/DSNB

AMEX DSNB

Account #

XXXX

XXXX

XXXX

Account Type

Credit Card

Revolving or Option

Revolving account

Balance

$1,947.00

$1,947.00

$1,947.00

Date Opened

8/1/2008

8/1/2008

8/22/2008

 

 

 

 

 

Account Status

Open

Open

Open

 

Mo. Payment

$63.00

$63.00

$63.00

 

Past Due

 

 

$0.00

 

Payment Status

Current

Pays account as agreed

Paid or paying as agreed

 

High Balance

$12,214.00

 

$12,214.00

 

Limit

$2,000.00

$2,000.00

$2,000.00

 

 

    
   
Message 1 of 3
2 REPLIES 2
boomhower
Valued Contributor

Re: Macy's Store, Visa, Amex, Major Purchase, Reporting and CSR misinformed confusion...

I'm confused!  What is the question?

Message 2 of 3
Creditaddict
Legendary Contributor

Re: Macy's Store, Visa, Amex, Major Purchase, Reporting and CSR misinformed confusion...


@boomhower wrote:

I'm confused!  What is the question?


Oh sorry I didn't have a question but I didn't want to ruin the other post because some matched up and a lot was beyond.... It's Macy's CSR that don't know what type of accounts you can open, don't open, and what opens and reports regardless on your credit report.

I was showing that I have had 4 accounts with Macy's but look how many I have on my credit report!

Message 3 of 3
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