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At some point, I will need to add a store card in order to improve my (non-existent) credit mix. I guess I will apply for a Macy's card in a few weeks. As far as I heard, Macy's card may actually report two tradelines, one for the store card (which I need) and eventually one for a normal Visa card (which might also be okay). I don't mind getting another Visa tradeline, because I need something I don't use (I use all of my three credit cards at the moment, which seems to be bad for my score).
Anyway, here my question: If I apply for a Macy's card and if I get the Visa right away, will it, nevertheless, report the store card tradeline? Or do I have to apply for the store card only to really make sure that I will get a store card tradeline?
It is rare to get the Visa card offered. Many people have had the store card for years with high scores and have never had it offered.
When I applied I made sure that I would just get the store card as I did not want 2 new tradelines. They said I would be asked if I wanted it if I was eligible and that it wouldn't just show up at my doorstep one day.