12-14-2009 12:02 PM
Last month got notice that my store card was going to 24.99%, no biggie, it was already 22.99%
I received my Visa bill today and my apr has been raised from the 16.9% up to 24.50%
I can't take many more of these adjustments
12-14-2009 12:10 PM
12-14-2009 04:25 PM
My already pathetic 19.49% Macy's Visa APR is still intact as of 22NOV. They can raise it if they want. It's already high enough that this is a must PIF credit card anyway. I would, in fact, be pretty happy to trade an APRI for a higher CL. I'm just waiting until the Visa turns six months before I ask for an increase.
Did you get a notice of this change? I don't recall having seen anything from them at all.
12-14-2009 06:05 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.