Reply
Contributor
Posts: 80
Registered: ‎01-31-2008
0

Macy's and CR Reporting?

I recently got approved for a Macy's store card ($800 CL) and Visa ($2000 CL). I noticed on my CR that the store card side is reporting to all three credit bureaus but the Visa side is only reporting to Equifax and Experian. Is this how it is with everybody, or is there something wrong? If so, how do I go about contacting them to ask them to report to Transunion? I would like my utilization to be improved across all three bureaus.

By the way, thanks to everyone in this forum for all their helpful advice and words of encouragement. Last year I couldn't get approved for jack, and the only credit cards I had were 2 First Premier cards. After reading posts here and using the information I learned, I've been able to bring my scores from the mid 500s in late '07 to the mid to high 600s, where they are now.
Chase Slate: $4,800 | Upromise World: $4,000 | Chase Freedom: $4,000 | CapOne Platinum: $3,500 | CapOne Quicksilver: $3,000 | Credit One Bank: $1,500 | Sony Card: $1,000 | CapOne Discover: $300
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
0

Re: Macy's and CR Reporting?

The Visa will report to TU - the problem is TU is almost always the slowest to report or update anything.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Contributor
Posts: 80
Registered: ‎01-31-2008
0

Re: Macy's and CR Reporting?

Any ideas how long it will take TU to update????? It's screwing up my utilization on that one report.
Chase Slate: $4,800 | Upromise World: $4,000 | Chase Freedom: $4,000 | CapOne Platinum: $3,500 | CapOne Quicksilver: $3,000 | Credit One Bank: $1,500 | Sony Card: $1,000 | CapOne Discover: $300
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.