12-08-2009 06:13 PM
12-10-2009 10:41 AM
12-11-2009 10:22 AM
12-11-2009 11:24 AM
My husband has a Macy's Visa card that I was an authorized user on and it was closed to due inactivity. They told me he would have to reapply for a new card. It's strange though because they report two separate trade lines and the Visa still shows that it updates. Did you end up with an inquiry when they reinstated?
Yes . Hard on EX but I thought I was applying for a new account at the time.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO