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Frequent Contributor
shalane85
Posts: 286
Registered: ‎06-19-2008
0

Macy's removed 120+ late from CRA!!!!

I looked up the Macy's # on the backdoor list to see if they would removed some lates I had on account from 2005. When I ask the rep she said okay I'll be glad to do that for you. Can you believe it? She actually remove all my lates and she says that she will update all 3 CRA and send me a verification letter showing that they will be removed. To top that off I was just approved for a Macys store card last week. This has really been a good month.
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Frequent Contributor
shalane85
Posts: 286
Registered: ‎06-19-2008
0

Re: Macy's removed 120+ late from CRA!!!!

This goes to show that backdoor # can be used for other things than CLIs!!!
-------------------------------------------------------------------------------------------------

Starting Score: 472
Current Score: 628
Goal Score: 680


Take the FICO Fitness Challenge





Starting Score: EQ FICO 470 TU FICO 482 7/15/2011
Current Score: EX ?? /EQ FICO 628 / TU ??
Goal Score: 680 across the board!

Navy Federal nRewards $500 cl
Capitol One Platinum (AU) $7500 cl
USAA Amex $250
Kay Jewelers $900
Senior Contributor
score_building
Posts: 3,578
Registered: ‎01-10-2008
0

Re: Macy's removed 120+ late from CRA!!!!

really?  WOW! who knew it was even possible -a successful telephonic request for GW removal, that is amazing...super congrats!  macy's is one of the most amenable lenders imho, but that is truly incredible!


shalane85 wrote:
This goes to show that backdoor # can be used for other things than CLIs!!!

 

 

 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Frequent Contributor
shalane85
Posts: 286
Registered: ‎06-19-2008
0

Re: Macy's removed 120+ late from CRA!!!!

Then to top that off I was approved for a new acct. Macy's has really made me smile:smileywink:
-------------------------------------------------------------------------------------------------

Starting Score: 472
Current Score: 628
Goal Score: 680


Take the FICO Fitness Challenge





Starting Score: EQ FICO 470 TU FICO 482 7/15/2011
Current Score: EX ?? /EQ FICO 628 / TU ??
Goal Score: 680 across the board!

Navy Federal nRewards $500 cl
Capitol One Platinum (AU) $7500 cl
USAA Amex $250
Kay Jewelers $900
Regular Contributor
preci0uz
Posts: 156
Registered: ‎02-24-2008
0

Re: Macy's removed 120+ late from CRA!!!!

I had a charge off account with Macys and some of the customer reps kept telling me that they couldn't do that. 

 

Out of the blue, I call again, and the rep was super nice and said "OF COURSE" pressed a button and within 2 days all the late fees fees were removed and my account was re-instated.

 

I have a love/hate relationship with Macy's lol.


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