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Macy's reported

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payingoffdebt001
Frequent Contributor

Macy's reported

Thought I'd share:

 

My Macy's recent statement balance as of April 15th shows $88.00, after my statement cut i went and charged something thinking i was safe to do so without it reporting. But over the weekend Macy's updated again and reported "current" balance to my Experian.    No biggee but was not expected since I pay down before statement cut.

 

Maybe they had to go in and do a review for the new Hard Credlit Limits that are about to take place.  Just thought I'd share incase you notice a slight increase in utilzation and cant figure out where its coming from, check your Macy's tradeline.

 

Message 1 of 7
6 REPLIES 6
kjm79
Valued Contributor

Re: Macy's reported

Was the limit reported with the new balance?

 

 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 2 of 7
payingoffdebt001
Frequent Contributor

Re: Macy's reported

 

No, sorry no limit reporting yet.   They just reported a different balance for me than what my most recent statement has. But it was my current balance from this weekend.

Message 3 of 7
kjm79
Valued Contributor

Re: Macy's reported

Yeah, I haven't had my limit reported yet.  As long as the limit isn't reporting yet, no one's util will be off if Macy's reported out of cycle.  That's good at least.  I'd still like my limit reported.  It's only $1000, but hey, it's $1000 with a zero balance. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 4 of 7
namvet
Established Contributor

Re: Macy's reported

No limit has ever reported on my card. 

Message 5 of 7
CS800
Super Contributor

Re: Macy's reported

when ik first talked to the CSR, they said feb, then march now we are May and still nothing.

 

 

Will believe it when i finally see it.

 

 




Message 6 of 7
Anonymous
Not applicable

Re: Macy's reported

I think my DW's statement said something about July. 

Message 7 of 7
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