08-15-2012 06:07 AM
Has anyone noticed Macy's reporting late in the last month or so? I PIF my statement over a month ago and two weeks later (after my statement cut showing $0 balance) they reported a $34 balance on EQ. Then just the other day they reported the $34 balance on TU. Not a huge deal, I guess, but I know when to expect balances to update for my CC's and this one is now way off from its norm.
08-15-2012 06:42 AM
I had a $140 balance on my May statement. It just fell off the TU report a few days ago. The other ones were about 3-4 weeks earlier.
08-16-2012 06:19 AM
Quick update: Looks like Macy's has updated yet again and is showing the correct current $0 balance on my TU. No indication of a change on EQ from ScoreWatch but the balance was only $34 so chances are slim the decrease to $0 would trigger a score increase (though it puts 1/2 of my CC balances are $0 so who knows).
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO