09-27-2008 07:39 AM
09-27-2008 07:47 AM
jose06 wrote:I've been reinstated after they closed my account 10 years. My opening limit is the balance I owed, which is $358. They also said I have to hold this limit for a year and show payments.My question is, has any one been through this and recieved an increase with out waiting the whole year ?
09-27-2008 09:08 AM
09-27-2008 09:12 AM
jose06 wrote:They did open the the account with a new number so I'll be on a look out for which account reports. The only thing that gets me upset is, some reps still tell me that I can try after 90's days, which might lead to potential decline. I would'nt even bother.I already feel like i made a million payments already. Its been a month since reinstatement and I'm already at the platinum level.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.