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Macys CLI Question

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texasman07
Established Contributor

Macys CLI Question

How long do you have to wait for  a store card macys CLI? 

Message 1 of 9
8 REPLIES 8
visorboy1974
Valued Contributor

Re: Macys CLI Question

I'd say at least 6 months.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 2 of 9
Fresh-Start
Frequent Contributor

Re: Macys CLI Question

It was 6 months for me.  Went from $200 to $1,000.  Good luck!

Message 3 of 9
maiden_girl
Valued Contributor

Re: Macys CLI Question

Either 4 to 6 months. I requested a increase from $100 to $1000 after a year. Macys doesn't seem to do auto CLIs.

As of 2017, rebuilding...
Message 4 of 9
creditnocash
Valued Contributor

Re: Macys CLI Question


@maiden_girl wrote:

Either 4 to 6 months. I requested a increase from $100 to $1000 after a year. Macys doesn't seem to do auto CLIs.


not true. 

started with my macy's dec 10' and had a 100 cl used maybe 2 times and then didnt use it for 6+ months. i looked online this june and said my limit was 2k.

 

after discovering this wonderfull site i called the number on the back of the card and kept hitting 0 until a rep came on. (those darned auto systems) 

i asked for a cli and she was like oh you wanna take part in our upcoming sales and i was like sure. 

she asked how much i wanted and i said 3.5k not to be greedy but 1k more then my highest limit. 

she called uw and had me on hold (supposedly) and approved me automatticall over the phone and said it should reflect on my next statement and they had just begun reporting to all 3 ca... 

(reports prev said no limit reported just high balance) 

 

all was done soft pull. 

 

so 2 years with the card and went from $100 to 3.5k 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 5 of 9
maiden_girl
Valued Contributor

Re: Macys CLI Question


@creditnocash wrote:

@maiden_girl wrote:

Either 4 to 6 months. I requested a increase from $100 to $1000 after a year. Macys doesn't seem to do auto CLIs.


not true. 

started with my macy's dec 10' and had a 100 cl used maybe 2 times and then didnt use it for 6+ months. i looked online this june and said my limit was 2k.

 

after discovering this wonderfull site i called the number on the back of the card and kept hitting 0 until a rep came on. (those darned auto systems) 

i asked for a cli and she was like oh you wanna take part in our upcoming sales and i was like sure. 

she asked how much i wanted and i said 3.5k not to be greedy but 1k more then my highest limit. 

she called uw and had me on hold (supposedly) and approved me automatticall over the phone and said it should reflect on my next statement and they had just begun reporting to all 3 ca... 

(reports prev said no limit reported just high balance) 

 

all was done soft pull. 

 

so 2 years with the card and went from $100 to 3.5k 


YMMV I guess. I was speaking from my own experience. I had my card for a year stuck at $100 CL. It only increased to $1,000 b/c I called customer service.

 

As of 2017, rebuilding...
Message 6 of 9
JustinNguyen
Contributor

Re: Macys CLI Question

I got Macy's for 2 years. Cl 300 is 300 lol

Message 7 of 9
jsickz32
Valued Contributor

Re: Macys CLI Question

I got my macys in 6/09 with a 300cl. I was auto cli to 2000 but i dont know when that happened cuz i never knew how to check my limit. I used it alot but i always kept it under 300 cuz i thought tht was my cl until a couple of months ago they called me tell me i was gonna be upgraded to the platinum macys.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 8 of 9
creditnocash
Valued Contributor

Re: Macys CLI Question


@jsickz32 wrote:
I got my macys in 6/09 with a 300cl. I was auto cli to 2000 but i dont know when that happened cuz i never knew how to check my limit. I used it alot but i always kept it under 300 cuz i thought tht was my cl until a couple of months ago they called me tell me i was gonna be upgraded to the platinum macys.

same with me opened with 100 and used it a couple times. 

it never reported limit so i had to chat to find out it was only 100 lol. 

fast forward till june (1 and 1/2 years later) 

looked online to pay my bill for something i bought and it said 2k (at this point ck and my reports had no limit posted) 

so i was like cool and around middle of july i just called and asked and was instantly approved after asking what my salary was and how much i wanted

(i said 26k which was true atm) 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 9 of 9
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