Credit Cards

[dodgerslv]

Just requested a CLI on my Macys card...approved from 1000 to 2500!!! I havent received a credit alert but will double check if it was hard or soft pull.

[Rhaeny]

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dodgerslv wrote:

Just requested a CLI on my Macys card...approved from 1000 to 2500!!! I havent received a credit alert but will double check if it was hard or soft pull.

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Congrats!! How long have you had the account and what kind of use did you give the card?  Did you PIF or make payments?

Just curious because I got mine a few months ago with a $900 limit, but I will charge say $700 and send in a payment for $350 for example.  Hoping that does the trick after some months to get a nice CLI as well.

[RonDawg]

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mmduluth wrote:

You just call the number on the back of the card and choose the option or whatever that tells you your balance and the automated system will tell you at the end that you have "up to 1 million dollars available" blah blah blah. You never talk to a CSR.

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now the "blah blah blah" part of that I believe lol

[creditnocash]

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RonDawg wrote:

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mmduluth wrote:

You just call the number on the back of the card and choose the option or whatever that tells you your balance and the automated system will tell you at the end that you have "up to 1 million dollars available" blah blah blah. You never talk to a CSR.

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now the "blah blah blah" part of that I believe lol

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just hit 0 about 11 times and should get you right to a person. 

[dodgerslv]

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Rhaeny wrote:

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dodgerslv wrote:

Just requested a CLI on my Macys card...approved from 1000 to 2500!!! I havent received a credit alert but will double check if it was hard or soft pull.

---

Congrats!! How long have you had the account and what kind of use did you give the card?  Did you PIF or make payments?

Just curious because I got mine a few months ago with a $900 limit, but I will charge say $700 and send in a payment for $350 for example.  Hoping that does the trick after some months to get a nice CLI as well.

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I had the card exactly a year...started with a 300 limit then when they started reporting limits to the CR it was auto increased to 1000 ( i think it was back in July i believe). And thats exactly what i do...have charged quite a bit but paid it all in a couple of months after.

[dodgerslv]

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creditnocash wrote:

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RonDawg wrote:

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mmduluth wrote:

You just call the number on the back of the card and choose the option or whatever that tells you your balance and the automated system will tell you at the end that you have "up to 1 million dollars available" blah blah blah. You never talk to a CSR.

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now the "blah blah blah" part of that I believe lol

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just hit 0 about 11 times and should get you right to a person. 

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I think it use to be like that mmduluth...when i called i noticed their automated system had changed, it now gives you the option to request a credit limit increase...i entered my account, the last 4 digits of my social and then transfered me to a live CSR.

[astritaho1979]

Just calld macys today requesting a cli  with a soft pull from $800 to $1400.The request was approved instantly by a csr. The account was opened 2 months ago.Iam really happy about this for the fact that Macys is considered a conservative lender.

[creditnocash]

welp made a thread about it but since this popped up. 

called for a cli 3.5k to 5k and got declined. no counter said would mail letter. 

hopefully its soft only. 

said i only wanted the cli so my card wouldnt look maxed out and they got mad that i wouldnt take the seperate 0% finance account. 

[fedxboy]

Just called Macy's and did like the above poster said: hit #3 for CLI and was transferred to a rep.  I hate speaking to reps, but she was so nice.  She verified basic info and then asked how much I would like   Oh, not to be greedy, I asked for 1500.00 up from 500.00.  She then had to ask "other" questions based on my credit report and bam -- Approved!!

Thanks to this thread!!