Reply
Moderator Emeritus
WhirledPeasPlease
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Macys CLI



jmbfl wrote:


WhirledPeasPlease wrote:
WaMu Pre-App Count = Lost Count


I think your counter just got reset!



I fixed it.  :smileywink:
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Regular Contributor
kiyahsmom
Posts: 179
Registered: ‎03-11-2008
0

Re: Macys CLI

I've had the card since Mar and never used it because of the 300 dollar cl. Do u think i can ask for a increase without ever using it?
Regular Contributor
Logical
Posts: 120
Registered: ‎11-16-2007
0

Re: Macys CLI



kiyahsmom wrote:
I've had the card since Mar and never used it because of the 300 dollar cl. Do u think i can ask for a increase without ever using it?


I got mine last summer and didn't use it for4 months. Finally used it (they cut the 1st bill that day!) and the next next month gave an auto-cli.
Epic Contributor
Creditaddict
Posts: 22,098
Registered: ‎10-23-2007
0

Re: Macys CLI

does anyone have the visa? when you get your cli, do they increase the visa by the same amount as the store card?
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
PurpleHaze
Posts: 717
Registered: ‎03-05-2008
0

Re: Macys CLI

You can call Macy's every 3 months for a "guide line increase" as long as you have paid on time. The representatives will even tell you that when call.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


Take the FICO Fitness Challenge
Regular Contributor
kiyahsmom
Posts: 179
Registered: ‎03-11-2008
0

Re: Macys CLI

Well I went online and ordered a 20 dollar jacket for my baby. I'll pay it off next week, then wait to see what happens after the first statement drops. I checked my CR and Macy's isn't even on it, maybe due to no activity. Does anyone know if it will report with me having it since march of 08 or will it be as of Sept. since this is my first time using it?
Regular Contributor
Logical
Posts: 120
Registered: ‎11-16-2007
0

Re: Macys CLI



kiyahsmom wrote:
 Does anyone know if it will report with me having it since march of 08 or will it be as of Sept. since this is my first time using it?

Mine did not report until I bought something, then it showed the date the card was opened (not first use).
Regular Contributor
kiyahsmom
Posts: 179
Registered: ‎03-11-2008
0

Re: Macys CLI

good to know.
Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008
0

Re: Macys CLI



Creditaddict wrote:
does anyone have the visa? when you get your cli, do they increase the visa by the same amount as the store card?



One plastic card - two different accounts: 1) Macys and 2) CC. The CL's are separate and report separately on CBR's. This card is very hard to get. I really don't want it. If I bought more at Macys I might, but diversity of credit is a real good practice...
New Visitor
redheadedpenelope
Posts: 6
Registered: ‎09-28-2008
0

Re: Macys CLI

yep, it's always exciting :smileyhappy:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}