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Macys Changes things up.

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KatieKatie
Regular Contributor

Re: Macys Changes things up.

It's for real... I spoke with someone there last night... She mentioned that a letter will be mailed
Message 21 of 29
Zorasmiles
Established Contributor

Re: Macys Changes things up.

Unfortunately this is all true.  Sadly, the Macy's reps are all confused as to what happens to the CL's once this all occurs.  I have heard different responses and the most consistent response has been that the "revolver credit limit" will be your limit without combined CL's of all accounts.  I guess only time will tell.  On the bright side, if you need to charge furniture or jewelry now is the last time to take advantage of the no interest promotions they run.

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Message 22 of 29
SunriseEarth
Moderator Emeritus

Re: Macys Changes things up.


@Zorasmiles wrote:

Unfortunately this is all true.  Sadly, the Macy's reps are all confused as to what happens to the CL's once this all occurs.  I have heard different responses and the most consistent response has been that the "revolver credit limit" will be your limit without combined CL's of all accounts.  I guess only time will tell.  On the bright side, if you need to charge furniture or jewelry now is the last time to take advantage of the no interest promotions they run.


On chat, I was advised the credit limits would be merged if the other accounts were active.  They also stated that AMEX lines would also be merged into the one account.   So it sounds like they'll be more like every other cobranded CC.   I'd be perfectly happy if they combined all of my Macy's lines into the AMEX, but we'll see.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 23 of 29
mxp114
Valued Contributor

Re: Macys Changes things up.

That's good news, the AmEx merge part. If so, I will request the upgrade to Macy's American Express in July. That's the only reason I never wanted the upgrade.

Message 24 of 29
BearsAndTurtlesRtheBest
Senior Contributor

Re: Macys Changes things up.

If only I would of taken a picture of the document showing all this, I feel special now  hahha

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 25 of 29
pip3man
Valued Contributor

Re: Macys Changes things up.


@BearsAndTurtlesRtheBest wrote:

If only I would of taken a picture of the document showing all this, I feel special now  hahha


^Do it!!! Do it!!!! Do it!!!!! lol

Message 26 of 29
BearsAndTurtlesRtheBest
Senior Contributor

Re: Macys Changes things up.


@pip3man wrote:

@BearsAndTurtlesRtheBest wrote:

If only I would of taken a picture of the document showing all this, I feel special now  hahha


^Do it!!! Do it!!!! Do it!!!!! lol


....I would if only I hadn't introduced it to the shredder.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 27 of 29
kayvee_
Regular Contributor

Re: Macys Changes things up.

i never could get a special accounts even though i got half my moms furniture through my macys card. oh well Smiley Happy

Message 28 of 29
bobbay
Established Contributor

Re: Macys Changes things up.


@SunriseEarth wrote:

@Zorasmiles wrote:

Unfortunately this is all true.  Sadly, the Macy's reps are all confused as to what happens to the CL's once this all occurs.  I have heard different responses and the most consistent response has been that the "revolver credit limit" will be your limit without combined CL's of all accounts.  I guess only time will tell.  On the bright side, if you need to charge furniture or jewelry now is the last time to take advantage of the no interest promotions they run.


On chat, I was advised the credit limits would be merged if the other accounts were active.  They also stated that AMEX lines would also be merged into the one account.   So it sounds like they'll be more like every other cobranded CC.   I'd be perfectly happy if they combined all of my Macy's lines into the AMEX, but we'll see.  


This was the info I was looking for.

 

Thanks Zora and Sunrise!


Current Score: EX 712 4/28/15, TU 713 4/14/14 lender pull, EQ 723 9/16/15, 740 EQ bankcard 8 6/1/15 lender pull
Last app 03/12/17


Message 29 of 29
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