04-06-2010 02:05 PM
I'm wondering if I can convert my Macys store card (which I hardly ever use, hard to spend money when you're trying to be frugal) and was wondering if I can convert this to one of their Visa store cards. How can I go about doing that?
I'm figuring it'll be easier to do it with them since I already have a card with them. No?
04-06-2010 02:07 PM
04-06-2010 07:59 PM
I think Macy's announced that they will no longer be offering the Visa, but will now offer a Macy's AmEx card in addition to the store card.
04-06-2010 08:48 PM
You will need to call Macy's cs to inquire about upgrading to a Macy's Visa. Not sure if having a Macy's will go in your favor as far as upgrading but requesting their visa is a hard pull. According to the press release Macy's Amex goes into effect sometime later this year .
04-07-2010 02:00 PM
if you get 'upgraded' to the macy branded visa, two accounts will show up on your credit report.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.