04-06-2010 02:05 PM
I'm wondering if I can convert my Macys store card (which I hardly ever use, hard to spend money when you're trying to be frugal) and was wondering if I can convert this to one of their Visa store cards. How can I go about doing that?
I'm figuring it'll be easier to do it with them since I already have a card with them. No?
04-06-2010 02:07 PM
04-06-2010 07:59 PM
I think Macy's announced that they will no longer be offering the Visa, but will now offer a Macy's AmEx card in addition to the store card.
04-06-2010 08:48 PM
You will need to call Macy's cs to inquire about upgrading to a Macy's Visa. Not sure if having a Macy's will go in your favor as far as upgrading but requesting their visa is a hard pull. According to the press release Macy's Amex goes into effect sometime later this year .
04-07-2010 02:00 PM
if you get 'upgraded' to the macy branded visa, two accounts will show up on your credit report.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO