11-08-2012 05:14 PM
It's not upgrade. They will open a separate Macy's Amex if you get approved. They will pull hard from EXP. I heard they need over 700 to get approved for Macy's Amex. My MACY'S AMEX has rewards and I don't know it's for all of them. I use it once every three or four months.
11-08-2012 05:21 PM
How long do you have the Macy's card? I had the Macy's card for over two years when I applied for Macy's Amex. I used it almost every month.
11-08-2012 05:33 PM
since 11/09 and current balance is @2,100 CL is $2.500 i did a via chat and the lady told me that having a high balance doesnt matters. Im currently at ELITE status.
11-08-2012 05:52 PM
can confirm rep said it was a seperate account.
had my macys card for 2 years next month with a 3.5k limit and 0 balance usually reporting. 184 right now since i bought a few work shirts.
rep said it will be a hard credit inq. they can "upgrade" but will just be a new account and close my old one if thats what i wanted too do. i said i was just looking for info and didnt want any pulls on my credit.
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11-08-2012 06:24 PM
Score: somwhere around 730-760, not sure because tons of new accounts were reporting
Utilisation: None? If not that, it wa less than ten percent
Inquiries: 14? Maybe some more or less
I was approved a few days afterwards for a 5000 limit.
12-04-2012 07:15 PM - edited 12-04-2012 07:17 PM
i applied and approved for macys amex at the store today. i have $100 bal on my macys store card with a 2k cl, i had that card since may '10.
my score on all CR is around 730-760
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