Macys and CLI?

[anca21bi]

I just opened my Macys account last month cl $300, made purchases and paid off balance. Is it already too early to try for a CLI? and is it a SP? 

[BearsAndTurtlesRtheBest]

You could wait 3 more months for better chance of getting a CLI.

[Creditaddict]

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@anca21bi wrote:

I just opened my Macys account last month cl $300, made purchases and paid off balance. Is it already too early to try for a CLI? and is it a SP? 

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Many have success with Macy's right away, just do online chat and ask them for increase.  They will tell you it's a hp, but it will use the same pull from approval for first 60 days I think, really they always say it's a hp and 95% of the time they use what's on file which is updated every 2-3 months. ask for $1-2k and they will instantly counter or approve.

[stancil70]

I got my Macy's card in June 2013 with a $300 limit.  Around August I tried for a CLI to $1500 but was declined.  I was eyeballing a piece of furniture.  When I logged in to view my December statement they had auto CLI to $1500.  I have only used the card once -- charged $200

[Creditaddict]

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@stancil70 wrote:

I got my Macy's card in June 2013 with a $300 limit.  Around August I tried for a CLI to $1500 but was declined.  I was eyeballing a piece of furniture.  When I logged in to view my December statement they had auto CLI to $1500.  I have only used the card once -- charged $200

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furniture can go on a totally seperate line (Major purchase) you just call them and ask them if your account qualifies for one... they usually open it without a credit pull no problem and then you can get the 0% too

[stancil70]

@Creditaddict wrote:

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@stancil70 wrote:

I got my Macy's card in June 2013 with a $300 limit.  Around August I tried for a CLI to $1500 but was declined.  I was eyeballing a piece of furniture.  When I logged in to view my December statement they had auto CLI to $1500.  I have only used the card once -- charged $200

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furniture can go on a totally seperate line (Major purchase) you just call them and ask them if your account qualifies for one... they usually open it without a credit pull no problem and then you can get the 0% too

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Oh thank you .. I didn't know that at the time, and without the CLI I just went and found a piece I liked better anyway.  Now I'm just wanting them to upgrade me to the Macy's AmEx, but I'm wondering if they will do that since I have only used the card once since I got it.  I

[money28]

Macy's really like for you to use their card. I believe that goes in to the process for credit line increases and upgrades.