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Regular Contributor
esshua
Posts: 223
Registered: ‎12-27-2007

Macys automatic upgrade to Macy's Visa

I received a "preapproved" invitation for the Macy's Visa a couple of weeks ago.  I shredded the invite and forgot about it.

Checked the mail today.  Brand new, shiny Macy's Visa was in the box.  I called to follow-up because I don't want an additional inquiry.  They told me there was none because they review credit reports every month and they didn't need to pull the report...

 

The guy says I was given the card because I'm a "valued customer"...  Go Figure.

 

 

 

Established Contributor
fevmlo
Posts: 640
Registered: ‎03-28-2008

Re: Macys automatic upgrade to Macy's Visa

Congrats! Or... commiserations, depending on whether or not you're annoyed that they upgraded you regardless!

 

I got the same offer, accepted it (and then was very annoyed with myself, as I didn't want a new account, but oh well), and... nothing! No card yet, and it's not showing on my reports. Is yours reporting?

EQ: 723 / TU: 760 (August 2009)
Regular Contributor
esshua
Posts: 223
Registered: ‎12-27-2007

Re: Macys automatic upgrade to Macy's Visa

No, mine is not reporting.  I accepted the card and I don't think it will do much to my credit reports.... They provided a good credit line.  That's always a nice touch.
Established Contributor
PurpleHaze
Posts: 717
Registered: ‎03-05-2008

Re: Macys automatic upgrade to Macy's Visa

Congrads on your upgrade.  How long have you had your Macys card? What are your current scores if you dont mind providing the info?

 


esshua wrote:

I received a "preapproved" invitation for the Macy's Visa a couple of weeks ago.  I shredded the invite and forgot about it.

Checked the mail today.  Brand new, shiny Macy's Visa was in the box.  I called to follow-up because I don't want an additional inquiry.  They told me there was none because they review credit reports every month and they didn't need to pull the report...

 

The guy says I was given the card because I'm a "valued customer"...  Go Figure.

 

 

 


 


Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Regular Contributor
esshua
Posts: 223
Registered: ‎12-27-2007

Re: Macys automatic upgrade to Macy's Visa

I've had a Macys card since the early 1990s.  I think it's 1992.  My scores are usually between 790 and 800.

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