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Macys credit line increase ... does it work? hard or soft pull?

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Creditaddict
Legendary Contributor

Re: Macys credit line increase ... does it work? hard or soft pull?


@NoAnchoviesPlease wrote:

@Creditaddict wrote:

you do know you can ask for a seperate "major purchase" line for furniture and a 2nd for jewelry with Macy's right? again they will say possible HP but I have never seen it be one, it's usually in the computer already you just have to ask for it.


Now I do. Smiley Happy If I don't find something in the next week or so that's either (1) under $1500 at Macy's or (2) better deal elsewhere... I'll check back in with them. 


it also gives you the 0%... if you can pay it off in a month then using the store card is better because of the rewards if you have those otherwise id take advantage of 0%.

Message 21 of 22
MissMoni223
Senior Contributor

Re: Macys credit line increase ... does it work? hard or soft pull?

I recently, as in last month, requested a CLI from Macy's via the link on my account page.  They replied with a few days and my CLI was granted. It was a SP!!! Smiley Happy

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 22 of 22
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