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Macys

Contributor

Macys

Does anyone know what credit bureau Macys uses in New Jersey?

Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Message 1 of 9
8 REPLIES
Valued Contributor

Re: Macys


dujaidecor wrote:
Does anyone know what credit bureau Macys uses in New Jersey?

whogavemecredit.com

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 2 of 9
Moderator Emeritus

Re: Macys

+1

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 9
Contributor

Re: Macys

I checked there and they don't list the bureau used for NJ

Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Message 4 of 9
Valued Contributor

Re: Macys

CreditorStateEquifaxExperian
Trans
Union
IncomeBank-
ruptcy
DateLoan TypeApp-
roval
Credit
Limit
RateComments

 

Macy's

NJ0640036000Yes08/19/12Credit CardNo00
MacyNJ59659660945000No08/10/12Credit CardYes2000
Macy's store cardNJ59359359455No04/25/12Credit CardNo00
macys storeNJ59359359455000No04/25/12Credit CardNo00
Macy'sNJ68063467655000No11/27/11Credit CardYes025.4Surprised that I was approved since Macy's checks Experian and it was my lowest score.
Macy's store cardNJ0698025000No11/08/11Credit CardYes3000
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 5 of 9
Valued Contributor

Re: Macys


j_casteel wrote:
CreditorStateEquifaxExperian
Trans
Union
IncomeBank-
ruptcy
DateLoan TypeApp-
roval
Credit
Limit
RateComments

 

Macy's

NJ0640036000Yes08/19/12Credit CardNo00
MacyNJ59659660945000No08/10/12Credit CardYes2000
Macy's store cardNJ59359359455No04/25/12Credit CardNo00
macys storeNJ59359359455000No04/25/12Credit CardNo00
Macy'sNJ68063467655000No11/27/11Credit CardYes025.4Surprised that I was approved since Macy's checks Experian and it was my lowest score.
Macy's store cardNJ0698025000No11/08/11Credit CardYes3000

crappy format, but that was about 5sec of searching on whogavemecredit

 

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 6 of 9
Contributor

Re: Macys

Thank you so much!

Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Message 7 of 9
Frequent Contributor

Re: Macys

Pulled EX in July, but they use it in combination with their internal scoring scale to create an internal score. Take note of my scores below, I was denied an upgrade to their AMEX version. Mind you I work for Macy's, spend thousands a year and PIF, have been a cardholder for over 4 years, and have 9% util. Go figure... FYI, I have a Zync and BCE from AMEX.


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


Take the FICO Fitness Challenge
Message 8 of 9
Highlighted
Frequent Contributor

Re: Macys

Ex. Im in NJ

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 9 of 9