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Contributor
dujaidecor
Posts: 80
Registered: ‎06-12-2012
0

Macys

Does anyone know what credit bureau Macys uses in New Jersey?

Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Valued Contributor
j_casteel
Posts: 1,918
Registered: ‎06-21-2012
0

Re: Macys


dujaidecor wrote:
Does anyone know what credit bureau Macys uses in New Jersey?

whogavemecredit.com

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4.5k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Macys

+1


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Contributor
dujaidecor
Posts: 80
Registered: ‎06-12-2012
0

Re: Macys

I checked there and they don't list the bureau used for NJ

Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Valued Contributor
j_casteel
Posts: 1,918
Registered: ‎06-21-2012
0

Re: Macys

CreditorStateEquifaxExperian
Trans
Union
IncomeBank-
ruptcy
DateLoan TypeApp-
roval
Credit
Limit
RateComments

 

Macy's

NJ0640036000Yes08/19/12Credit CardNo00
MacyNJ59659660945000No08/10/12Credit CardYes2000
Macy's store cardNJ59359359455No04/25/12Credit CardNo00
macys storeNJ59359359455000No04/25/12Credit CardNo00
Macy'sNJ68063467655000No11/27/11Credit CardYes025.4Surprised that I was approved since Macy's checks Experian and it was my lowest score.
Macy's store cardNJ0698025000No11/08/11Credit CardYes3000
| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4.5k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
j_casteel
Posts: 1,918
Registered: ‎06-21-2012
0

Re: Macys


j_casteel wrote:
CreditorStateEquifaxExperian
Trans
Union
IncomeBank-
ruptcy
DateLoan TypeApp-
roval
Credit
Limit
RateComments

 

Macy's

NJ0640036000Yes08/19/12Credit CardNo00
MacyNJ59659660945000No08/10/12Credit CardYes2000
Macy's store cardNJ59359359455No04/25/12Credit CardNo00
macys storeNJ59359359455000No04/25/12Credit CardNo00
Macy'sNJ68063467655000No11/27/11Credit CardYes025.4Surprised that I was approved since Macy's checks Experian and it was my lowest score.
Macy's store cardNJ0698025000No11/08/11Credit CardYes3000

crappy format, but that was about 5sec of searching on whogavemecredit

 

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4.5k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Contributor
dujaidecor
Posts: 80
Registered: ‎06-12-2012
0

Re: Macys

Thank you so much!

Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Frequent Contributor
slarano
Posts: 281
Registered: ‎04-30-2008
0

Re: Macys

Pulled EX in July, but they use it in combination with their internal scoring scale to create an internal score. Take note of my scores below, I was denied an upgrade to their AMEX version. Mind you I work for Macy's, spend thousands a year and PIF, have been a cardholder for over 4 years, and have 9% util. Go figure... FYI, I have a Zync and BCE from AMEX.


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


Take the FICO Fitness Challenge
Frequent Contributor
Brian_Trying_700
Posts: 445
Registered: ‎09-14-2011
0

Re: Macys

Ex. Im in NJ

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?

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