Macys

[bobbay]

I just got this card and was looking to make it grow.  Do i do the cli every 4th statement? Call credit solutions?  Is it a HP for cli's?  It was only approved for 1k I have lots of inquiries and new accounts and a few balances due to a large home project at the moment.

[Anonymous]

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@bobbay wrote:

I just got this card and was looking to make it grow.  Do i do the cli every 4th statement? Call credit solutions?  Is it a HP for cli's?  It was only approved for 1k I have lots of inquiries and new accounts and a few balances due to a large home project at the moment.

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it depends sometimes it hard or sometimes it soft... every sixty days.. I would recommend calling backdoor because they have the report and maybe they can help u out!! good luck 

[Creditaddict]

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@bobbay wrote:

I just got this card and was looking to make it grow.  Do i do the cli every 4th statement? Call credit solutions?  Is it a HP for cli's?  It was only approved for 1k I have lots of inquiries and new accounts and a few balances due to a large home project at the moment.

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every 3-4 months

its not credit solutions as it's not a GE card.

you can do online chat and ask for cli

they will always tell you hp and it's 97% ALWAYS NOT a hp! they keep credit reports on file every 30-90 days that the computer uses for your requests.

[lonelyisland]

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@Creditaddict wrote:

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@bobbay wrote:

I just got this card and was looking to make it grow.  Do i do the cli every 4th statement? Call credit solutions?  Is it a HP for cli's?  It was only approved for 1k I have lots of inquiries and new accounts and a few balances due to a large home project at the moment.

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every 3-4 months

its not credit solutions as it's not a GE card.

you can do online chat and ask for cli

they will always tell you hp and it's 97% ALWAYS NOT a hp! they keep credit reports on file every 30-90 days that the computer uses for your requests.

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Yup everything creditaddict said. I live chat with with them every other month. More often than not, its a denial, but sometimes its an increase. And its never once been a HP. 

this is my CLI history with them:

Credit limit of $300 from 08/2013 to 10/2013; $800 from 11/2013 to 11/2013; $1,000 from 12/2013 to 04/2014, $1100 from 04/2014 to 8/2014, $2000 to present.

Added $6,000 furn line 4/2014 (never used yet)

[OHWWCB]

I got the card in January with an initial $600 CL. In July I messaged them and asked for $1000 and was given it no questions asked. I think next month I'll ask for $1500 and see what happens.

[SunriseEarth]

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@bobbay wrote:

I just got this card and was looking to make it grow.  Do i do the cli every 4th statement? Call credit solutions?  Is it a HP for cli's?  It was only approved for 1k I have lots of inquiries and new accounts and a few balances due to a large home project at the moment.

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As has been said, Macy's isn't backed by GECRB/Sync, so Credit Solutions won't help you.  You can call in or use chat to request a CL.  I was able to double my CL from $600 to $1200 after 3 statements.  I'll probably try again in November for a CLI (and also for the AMEX upgrade).   Also, I was approved for a $2900 Special Events line after having the card open for about a month.   They will definitely grow with you.  

[bobbay]

Thank you for all the input.  I guess i have to toss the spade for the seedling again.  The good part is I now have inquiries that age every month going forward

[js0319]

Macy's is DSNB - Department Stores National Bank. 

[NegotiatorRogerSmith]

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@bobbay wrote:

I just got this card and was looking to make it grow.  Do i do the cli every 4th statement? Call credit solutions?  Is it a HP for cli's?  It was only approved for 1k I have lots of inquiries and new accounts and a few balances due to a large home project at the moment.

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You're dealing with a call center... the great majority of them are idiots that don't know what they're talking about... hence why they're working in a call center.

In my last discussion with them, it's SUPPOSED to be a decision based on your last maintenance request from the lender up to 10k (a SP; like AMEX for CLIs), then HP if 10k+.

Therefore, to ensure they're doing their job properly and spare yourself a possible headache of getting hit with a HP then jumping through hoops to have it removed due to error, freeze all your reports before you request your CLIs... "but it's too expensive paying $X to freeze/unfreeze!"... I value my time too much to deal with incompetence, and I'll always insist it's worth it. Nothing "unethical" here... making sure the lender adheres to their own policies/practices. 

Source: 2-hour discussion with Macy's Credit Director in May 2014

[kiasmith1974]

I request a cli in Dec 13 and received one with a soft pull, tried again in march, declined and HP!