Reply
Contributor
Posts: 80
Registered: ‎06-12-2012
0

Macys

Does anyone know what credit bureau Macys uses in New Jersey?

Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Valued Contributor
Posts: 1,927
Registered: ‎06-21-2012
0

Re: Macys


dujaidecor wrote:
Does anyone know what credit bureau Macys uses in New Jersey?

whogavemecredit.com

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Moderator
Posts: 13,890
Registered: ‎04-15-2011
0

Re: Macys

+1

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Contributor
Posts: 80
Registered: ‎06-12-2012
0

Re: Macys

I checked there and they don't list the bureau used for NJ

Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Valued Contributor
Posts: 1,927
Registered: ‎06-21-2012
0

Re: Macys

CreditorStateEquifaxExperian
Trans
Union
IncomeBank-
ruptcy
DateLoan TypeApp-
roval
Credit
Limit
RateComments

 

Macy's

NJ0640036000Yes08/19/12Credit CardNo00
MacyNJ59659660945000No08/10/12Credit CardYes2000
Macy's store cardNJ59359359455No04/25/12Credit CardNo00
macys storeNJ59359359455000No04/25/12Credit CardNo00
Macy'sNJ68063467655000No11/27/11Credit CardYes025.4Surprised that I was approved since Macy's checks Experian and it was my lowest score.
Macy's store cardNJ0698025000No11/08/11Credit CardYes3000
| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
Posts: 1,927
Registered: ‎06-21-2012
0

Re: Macys


j_casteel wrote:
CreditorStateEquifaxExperian
Trans
Union
IncomeBank-
ruptcy
DateLoan TypeApp-
roval
Credit
Limit
RateComments

 

Macy's

NJ0640036000Yes08/19/12Credit CardNo00
MacyNJ59659660945000No08/10/12Credit CardYes2000
Macy's store cardNJ59359359455No04/25/12Credit CardNo00
macys storeNJ59359359455000No04/25/12Credit CardNo00
Macy'sNJ68063467655000No11/27/11Credit CardYes025.4Surprised that I was approved since Macy's checks Experian and it was my lowest score.
Macy's store cardNJ0698025000No11/08/11Credit CardYes3000

crappy format, but that was about 5sec of searching on whogavemecredit

 

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Contributor
Posts: 80
Registered: ‎06-12-2012
0

Re: Macys

Thank you so much!

Starting Score: TU488 EQ483 6/4/12
Current Score: TU 662 EQ 670 EXP ??
Goal Score: 680

Take the FICO Fitness Challenge

Faith is the substance of things hoped for and the evidence of things not seen.

Frequent Contributor
Posts: 281
Registered: ‎04-30-2008
0

Re: Macys

Pulled EX in July, but they use it in combination with their internal scoring scale to create an internal score. Take note of my scores below, I was denied an upgrade to their AMEX version. Mind you I work for Macy's, spend thousands a year and PIF, have been a cardholder for over 4 years, and have 9% util. Go figure... FYI, I have a Zync and BCE from AMEX.


myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
0

Re: Macys

Ex. Im in NJ

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.