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Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012
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Made an international purchase and it disapeared

[ Edited ]

I bought a cell phone while in Taiwan for $300ish on 01/07/13. It stayed pending up until yesterday. I checked today and the transaction has completely dispeared. This is really weird. Any explanations to this?

 

Also I found it weird that the merchant that charged me was named "refer to NCCC" or something and didn't have a company name.

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$3500

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webhopper
Posts: 7,230
Registered: ‎09-16-2011
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Re: Made an international purchase and it disapeared

I have found this to be normal... not just with international purchases.

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Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012
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Re: Made an international purchase and it disapeared

I'm assuming that you're referring to the merchant name"refer to nccc"

Any idea on the disappearing charge?
BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$3500

EQ FICO - 742
TU FICO - 734
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EmpressLuv
Posts: 79
Registered: ‎08-29-2012
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Re: Made an international purchase and it disapeared

Oh that has happened to me but it comes back after as posted a few days later....typically charges stay pending until the merchant processes it. Quite the norm for me in fact...

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Wolf3
Posts: 3,198
Registered: ‎01-24-2010
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Re: Made an international purchase and it disapeared

My understanding is that merchants have 60 days to post actual charges.   But that pending charges can only stay there about a week.

 

I would expect the actual charge to post soon.

 

Established Contributor
SwiftTone
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Registered: ‎02-27-2012
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Re: Made an international purchase and it disapeared

Just to update: no charges have come back pending nor posted.

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$3500

EQ FICO - 742
TU FICO - 734
EX FICO(AMEX) - 712
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Mailak
Posts: 422
Registered: ‎04-26-2012
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Re: Made an international purchase and it disapeared


SwiftTone wrote:

Just to update: no charges have come back pending nor posted.


I would say that's normal. The merchant didn't post the transaction after the preauthorization, so the credit card company removed it after the window closed. The merchant could then re-post the transaction to your card later. This happened to me when I bought a computer - they preauthorize but charge only after they ship. They shipped much later and the original "pending" charge had disappeared by then. They put it on again.

 

You'll pay - don't worry ;-)

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Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
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Re: Made an international purchase and it disapeared

+1 to all the above. I've seen it happen on my accounts before and it always comes back. Sometimes the amount changes slightly due to large fluctuation in exchange rates, but it's always more or less the same charge from the same company. I wouldn't read too much into it.

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djrez4
Posts: 504
Registered: ‎08-28-2012
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Re: Made an international purchase and it disapeared

I still have a pending charge from a restaurant in Glenwood Springs, CO, from August.  It shows up in Mint as never being fully processed.  We stopped at a burger joint on the way home from 3 days in the Maroon Bells Wilderness.  Free lunch!

Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012
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Re: Made an international purchase and it disapeared

Alright, they took the money. Was kinda hoping they forgot...

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$3500

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