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Major fail! AMEX MSD gains 23 yrs, no bump!

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ScarletFever
Frequent Contributor
‎09-20-2014 12:30 PM
‎09-20-2014 12:30 PM

Re: Major fail! AMEX MSD gains 23 yrs, no bump!

Oh well. At least I have an account from 1991 reporting.
.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%
Message 11 of 16
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ddemari
Super Contributor
‎09-20-2014 02:50 PM
‎09-20-2014 02:50 PM

Re: Major fail! AMEX MSD gains 23 yrs, no bump!

I'm in the same boat! Amex reported to Experian today with open an open date of 2003. AAOA went from 5.3 year to 5.4 years. Was definitely bummed!
Message 12 of 16
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ScarletFever
Frequent Contributor
‎09-20-2014 07:58 PM
‎09-20-2014 07:58 PM

Re: Major fail! AMEX MSD gains 23 yrs, no bump!

:-/
.Citi FICO-836 Barclays TU FICO; 827. Discover Fic0-826; CK:EQ-821; TU-819; CS-819; Total credit-$165,500: NASA-29,700; AMEX BCP-17,000; AMEX EDP-20,000; CSP-14,400; Barclay Ring-10,000; Discover It-9,000; U.S.Bank Sig Visa13,000; United TeleTech Federal Credit Union-$9000; Citi Double Cash-9900; Citi TYP-7,700; Discover Cashback Bonus-7,200;Chase Freedom-6,500; AMEX HHilton Honors-5000; Barclay NFL Extra Points-$5000. Utility always 1-2%
Message 13 of 16
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Juss11
Frequent Contributor
‎09-20-2014 09:46 PM
‎09-20-2014 09:46 PM

Re: Major fail! AMEX MSD gains 23 yrs, no bump!

You guys go and open like 5-6 cards in under a year, then expect a big bump in AAOA. Its not going to happen with 1 card! Get 3-4 and you will see a bump. I went from 1.5 yrs to like almost 7 yrs with 3 1997 Amex backdates. May sound like alot of cards, but there not considered "new" credit. So app away lol. Im going for 2 more in the new year!

Message 14 of 16
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Kenny
Moderator Emeritus
‎09-21-2014 03:17 AM
‎09-21-2014 03:17 AM

Re: Major fail! AMEX MSD gains 23 yrs, no bump!

@Juss11 wrote:

You guys go and open like 5-6 cards in under a year, then expect a big bump in AAOA. Its not going to happen with 1 card! Get 3-4 and you will see a bump. I went from 1.5 yrs to like almost 7 yrs with 3 1997 Amex backdates. May sound like alot of cards, but there not considered "new" credit. So app away lol. Im going for 2 more in the new year!

And then get ready for an FR.. not good advice. Sorry!

Take the myFICO Fitness Challenge
Message 15 of 16
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Anonymous
Not applicable
‎09-21-2014 03:51 AM
‎09-21-2014 03:51 AM

Re: Major fail! AMEX MSD gains 23 yrs, no bump!

@KennyRS wrote:
@Juss11 wrote:

You guys go and open like 5-6 cards in under a year, then expect a big bump in AAOA. Its not going to happen with 1 card! Get 3-4 and you will see a bump. I went from 1.5 yrs to like almost 7 yrs with 3 1997 Amex backdates. May sound like alot of cards, but there not considered "new" credit. So app away lol. Im going for 2 more in the new year!

And then get ready for an FR.. not good advice. Sorry!

Agreed...gonna get the red flag.

Message 16 of 16
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