Making Sure a SP and Which CRA Pulled from

[John060675]

Ok, my credit reports updated finally and I am ready to ask for a CLI on my credit cards. But I want to make sure that these are soft pulls. Also, please let me know which CRA they pull from. If it matters I live in Florida.

Wells Fargo
AMEX
Capital One

Thank you.

[coldnmn]

Cap1 is a soft from what I have read best results EO. I sent you pm.

[longtimelurker]

As is Amex.  Don't know about WF.

[09Lexie]

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@John060675 wrote:
Ok, my credit reports updated finally and I am ready to ask for a CLI on my credit cards. But I want to make sure that these are soft pulls. Also, please let me know which CRA they pull from. If it matters I live in Florida.

Wells Fargo
AMEX
Capital One

Thank you.

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Amex and Cap 1 are SP's.  WF is probably a hp. Of course, YMMV

[John060675]

Thank you for the prompt answers. However, does anybody know which credit reporting agency they soft pull from?

[09Lexie]

Amex is EX, Cap 1 can be EQ. 

[coldnmn]

Only you see the soft pulls if that matters.

[John060675]

Coldnmn, just saw your message. Thank you, that gives me a great start.

[eagle2013]

Wells Fargo definitley softs for CLI when you call in. Aim as high as possible and they'll counter.

[eagle2013]

Wells softed EX for me in Washington state.