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Established Contributor
Posts: 970
Registered: ‎12-13-2013
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Manage on Time Payment on Credit Cards

Guys,

 

As the number of cards you have increases, how do you all manage to keep track of it and pay them on time?

 

 

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Senior Contributor
Posts: 27,327
Registered: ‎02-07-2013
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Re: Manage on Time Payment on Credit Cards


newUser0 wrote:

Guys,

 

As the number of cards you have increases, how do you all manage to keep track of it and pay them on time?

 

 


Sign up for auto pay first then make a plan 

+ Chase ink =




Valued Contributor
Posts: 1,794
Registered: ‎07-01-2010
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Re: Manage on Time Payment on Credit Cards

Lots of possible answers to this.

 

I make a monthly checklist of all obligations, and check items off the list as the month progresses.

 

Valued Contributor
Posts: 3,679
Registered: ‎11-23-2013
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Re: Manage on Time Payment on Credit Cards

I'll choose one or two to use and then go home, log on and pay it off. Or use it on line, then pay it the next day or so.

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Established Contributor
Posts: 970
Registered: ‎12-13-2013
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Re: Manage on Time Payment on Credit Cards

All my payements are paid in FULL till now. I don't know, I some what have a fear that if the Auto Payment of too many cards might get confused and might miss a Payment.

 

Did any one had a bad experience/ missed payments while using the  auto payment?

Valued Contributor
Posts: 8,675
Registered: ‎10-21-2012
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Re: Manage on Time Payment on Credit Cards

Everyone has different methods.  For the number of TLs I have, I use my own DB to manage them as it provides me with all the required information for all of them.  Then again I'm used to PIF or using CCs as debit cards.

Valued Contributor
Posts: 1,794
Registered: ‎07-01-2010
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Re: Manage on Time Payment on Credit Cards


newUser0 wrote:

All my payements are paid in FULL till now. I don't know, I some what have a fear that if the Auto Payment of too many cards might get confused and might miss a Payment.

 

Did any one had a bad experience/ missed payments while using the  auto payment?


When I pay a CC, I always double-check that it's been paid.

 

Setting up a scheme like auto-pay, and doing nothing else, can burn you if the scheme fails for any reason.

 

Established Contributor
Posts: 970
Registered: ‎12-13-2013
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Re: Manage on Time Payment on Credit Cards

Wow.. Such a good idea to use.

I am going to design a my own App in  C# with SQL database right now .

 

Appreciate your thoughts :-)

Established Contributor
Posts: 505
Registered: ‎10-08-2011
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Re: Manage on Time Payment on Credit Cards

With only 5 accounts, I just straight memorized each of their due dates. It's worked for me so far. Not a single late payment.

 

But of course I have auto pay turned on for all of them just in case.

      
Established Contributor
Posts: 524
Registered: ‎08-05-2009
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Re: Manage on Time Payment on Credit Cards

Same here. With only 5 accounts I could tell you the due dates and statement dates for each account off the top of my head. The day the statements cut, I schedule the statement balance a couple days before the due date then I will check later to make sure it went through.

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