cancel
Showing results for 
Search instead for 
Did you mean: 

Manage on Time Payment on Credit Cards

Established Contributor

Re: Manage on Time Payment on Credit Cards

My DH is still old school. He pays all of his bills by check once he gets the monthly statement and has never missed a CC payment in his entire life. That takes a lot of dilligence but he does have 10 cards to which he uses for various expenses throughout the month. I live by autopay on full balance since I'm fortunate enough to not have big personal bills thanks to DH.

Message 41 of 57
Valued Contributor

Re: Manage on Time Payment on Credit Cards

Can you pay bills through mint.com, or is it like manila?



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 42 of 57
Established Contributor

Re: Manage on Time Payment on Credit Cards


Swapmeet wrote:

Can you pay bills through mint.com, or is it like manila?


You can't pay bills through Mint, it just shows balances and transactions.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 43 of 57
Contributor

Re: Manage on Time Payment on Credit Cards

Is it true mint.com does not support Capital One accounts? That makes it not worth it to me as I have a CC and auto loan thru them.
1. WFCU Visa (2,000) 2. Chase Freedom (1,500) 3. Chase Amazon (300) 4. Chase Sapphire non-preferred (5,000) 5. Discover IT (3,500) 6. Capital One Quicksilver (3,000) 7. Citibank Dividend (4,300) 8. AMEX Costco True Earnings (5,000) 9. Barclaycard Arrival w/ AF (3,000) 10. Target REDcard (2,700) 11. Amex Blue Cash Everyday (10,000)
Message 44 of 57
Valued Contributor

Re: Manage on Time Payment on Credit Cards


AyalaZero wrote:

DaveSignal wrote:

This is a miniaturized version of part of the spreadsheet that I created to keep track of this kind of stuff:


This is awesome, is this on Excel or what is this on?  I use excel but it looks nothing like this!!


Its done in Numbers for Mac OSX.  Similar can be done with multiple worksheets in Excel, just it doesn't look quite as nice.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 45 of 57
Frequent Contributor

Re: Manage on Time Payment on Credit Cards

I go ahead and go paperless, get emails when statement is cut. And I also use mint.com to manage spending. Also alerts me when payment is coming up a couple days out. But like previous post, I have all due dates memorized

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!
Message 46 of 57
Frequent Contributor

Re: Manage on Time Payment on Credit Cards

Mint supports Cap One, but does not support GE cards.



Eq 702 TU 707 Exp 718
Message 47 of 57
Established Contributor

Re: Manage on Time Payment on Credit Cards

I enter each of my due dates in my iphone with 2 reminders for each due date (one 2 days prior to the due date and one on the due date itself).  My pay goes in the bank on Wednesdays, it's available on Thursday mornings, and I pay immediately every bill due prior to the following Thursday. The rest goes to savings.

Message 48 of 57
Frequent Contributor

Re: Manage on Time Payment on Credit Cards


DaveSignal wrote:

AyalaZero wrote:

DaveSignal wrote:

This is a miniaturized version of part of the spreadsheet that I created to keep track of this kind of stuff:


This is awesome, is this on Excel or what is this on?  I use excel but it looks nothing like this!!


Its done in Numbers for Mac OSX.  Similar can be done with multiple worksheets in Excel, just it doesn't look quite as nice.


Very cool. I use Mint.com myself to keep track of balances, due dates, etc. and auto pay minimum balance (in case I forget to PIF before due date), but any chance you can host a blank copy of that on Google Drive or something so I can play with it?



Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17
Message 49 of 57
Valued Contributor

Re: Manage on Time Payment on Credit Cards

I get paid 2X a month 6th and 21st.  I keep balances in my checking account but to keep the balances fairly level I know the check on the 21st has to pay my rent, car payment and student loan so I've tried to set all my payment due dates up so they hit around the 12th.  That way once I am paid on the 6th I go in and pay them all with a few days to spare.

NFCU nCashRewards VISA - $20,000 | NFCU nRewards $10,000
AMEX Costco TrueEarnings $5,000 | AMEX Delta Gold $1,500
Chase SWA VISA $5,000 | Chase Slate $3,500 | Chase Amazon Rewards VISA $3,000
HSN Mastecard $3,500
Message 50 of 57