No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So i have two CCs and i was planing on charging about $150 a month on them. Everything else will go on the gold card. How do you guys with many credit cards manage the closing dates? Is this rotating stragety a good one? I would like to get the biggest CLIs that I can when the time comes. My goal is to only have on cc report every month along with the charge card.
I use the calendar on my phone, and CK as a backup reminder.
@Burned2manybridgesB4 wrote:I use the calendar on my phone, and CK as a backup reminder.
How do you use CK like this? I was also thinking about making it so all the cards close on the same date.
When you sign in, and see the envelope on the upper left of screen, click on it, and then you'll have a whole different screen showing, but the important item is the calendar on the far right, which shows your "expect report on date" for each card you have listed on TU.
I set up auto pay in full to all my cards and leave it alone. I am not dealing with any extras...
...and which is more important? The BCE 3x61, or the internal limit increase on the charge card?
@Burned2manybridgesB4 wrote:...and which is more important? The BCE 3x61, or the internal limit increase on the charge card?
3x61 By far. the spending ability button shows that there internal limit for me is fine... for now
@twist7d7 wrote:
@Burned2manybridgesB4 wrote:...and which is more important? The BCE 3x61, or the internal limit increase on the charge card?
3x61 By far. the spending ability button shows that there internal limit for me is fine... for now
Then you know which card to use most frequently.
@Burned2manybridgesB4 wrote:
@twist7d7 wrote:
@Burned2manybridgesB4 wrote:...and which is more important? The BCE 3x61, or the internal limit increase on the charge card?
3x61 By far. the spending ability button shows that there internal limit for me is fine... for now
Then you know which card to use most frequently.
Its not a matter of frequently. i just want to make sure i only have ONE card reporting usage each month.
Don't stress out about making it happen. Technically, it's unnatural to have peak scores, unless you're seeking more credit soon. Usage, and timely payments are your best actions now.